ION vs SCHD

ION vs SCHD

Which is better, ION or SCHD?

Each has led over a different period.

SCHD has a lower expense ratio. ION led over 1Y and 3Y, SCHD over the full window. ION is less concentrated, with 31.8% of the fund in its ten largest positions against 41.5%.

Lower Fees: SCHDHigher Returns: splitLess Concentrated: ION

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIONSCHD
Expense Ratio0.58%0.06%Best
AUM$14M$112.2B
Dividend Yield1.61%3.13%
Holdings53103
YTD Return-0.68%+27.56%Best
1Y Return+52.31%Best+30.29%
3Y Return (annualized)+16.48%Best+16.37%
5Y Return (annualized)-+10.23%
Volatility (annualized)31.1%13.0%Best
Max Drawdown-52.2%-16.1%Best
$10,000 over 3.8 years$13,298$15,216Best
Top 10 Weight31.8%Best41.5%
Fund FamilyProSharesCharles Schwab Asset Management
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Value
InceptionNov 29, 2022Oct 20, 2011

Volatility and max drawdown, and the $10,000 over 3.8 years row, are measured over the window both funds cover: Dec 1, 2022 to Sep 4, 2026 (3.8 years).

ION vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.8 years both funds cover.

ION vs SCHD Performance

Proshares S&P Global Core Battery Metals ETF (ION) is an ETF from ProShares and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year ION returned +52.31% while SCHD returned +30.29%. Year to date, ION is down 0.68% versus a gain of 27.56% for SCHD.

Over three years, ION compounded at +16.48% per year against +16.37% for SCHD. Across the full 4-year window we track, SCHD has the edge at +11.68% annualized vs +7.79%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

ION has been the more volatile fund, with annualized monthly volatility of 31.1% compared with 13.0% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -52.2% for ION and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.49. They move together some of the time, and apart the rest.

Fees and Cost Over Time

ION charges 0.58% per year while SCHD charges 0.06%. On a $10,000 position that is $58 vs $6 annually, a gap of $52 per year that compounds over a long holding period. On income, ION currently yields 1.61% against 3.13% for SCHD.

Holdings Overlap

We hold position weights for 53 holdings in ION and 100 in SCHD, totalling 95.6% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 53 positions we hold weights for in ION and 100 in SCHD, against full books of 53 and 103.

What only one of them owns

Our book lists 99 positions for SCHD that do not appear in our book for ION (99.9% of the fund), and 1 for ION that do not appear in SCHD (2.5%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

You are not choosing between two funds in isolation.

Whichever of ION and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IONSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, ION or SCHD?

ION has an expense ratio of 0.58% while SCHD charges 0.06%. SCHD is the cheaper option, by $52 a year on a $10,000 investment.

Which performed better, ION or SCHD?

Over the past year ION returned +52.31% vs +30.29% for SCHD, so ION leads on 1-year performance. Over the longest common window we track (4 years), ION annualized +7.79% vs +11.68% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, ION or SCHD?

ION has been the more volatile fund at 31.1% annualized versus 13.0% for SCHD. Worst drawdown: ION -52.2% vs SCHD -16.1%.

Should I hold both ION and SCHD?

ION and SCHD have a monthly-return correlation of 0.49, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, ION or SCHD?

ION yields 1.61% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.

Is SCHD better than ION?

SCHD has a lower expense ratio. ION led over 1Y and 3Y, SCHD over the full window. ION is less concentrated, with 31.8% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.