IPAC vs VYM
iShares Core MSCI Pacific ETF vs Vanguard High Dividend Yield ETF
Which is better, IPAC or VYM?
All Cap Blend against Large Cap Value.
VYM has a lower expense ratio. IPAC led over 1Y and 3Y, VYM over 5Y and the full window. IPAC is less concentrated, with 18.4% of the fund in its ten largest positions against 25.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IPAC | VYM |
|---|---|---|
| Expense Ratio | 0.09% | 0.04%Best |
| AUM | $2.8B | $81.6B |
| Dividend Yield | 3.82% | 2.24% |
| Holdings | 1,383 | 613 |
| YTD Return | +18.39%Best | +14.33% |
| 1Y Return | +22.05%Best | +20.01% |
| 3Y Return (annualized) | +18.95%Best | +18.43% |
| 5Y Return (annualized) | +8.24% | +12.16%Best |
| Volatility (annualized) | 13.8% | 13.7%Best |
| Max Drawdown | -35.1%Best | -35.7% |
| $10,000 over 5 years | $14,857 | $17,750Best |
| Top 10 Weight | 18.4%Best | 25.9% |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | All Cap Blend | Large Cap Value |
| Inception | Jun 10, 2014 | Nov 10, 2006 |
Volatility and max drawdown are measured over the window both funds cover: Jun 12, 2014 to Sep 8, 2026 (12.2 years).
IPAC vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 12.2 years both funds cover.
IPAC vs VYM Performance
iShares Core MSCI Pacific ETF (IPAC) is an ETF from iShares by BlackRock (US) and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year IPAC returned +22.05% while VYM returned +20.01%. Year to date, IPAC is up 18.39% versus a gain of 14.33% for VYM.
Over three years, IPAC compounded at +18.95% per year against +18.43% for VYM; over five years the annualized figures are +8.24% and +12.16% respectively. Across the full 12-year window we track, VYM has the edge at +9.15% annualized vs +6.13%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IPAC has been the more volatile fund, with annualized monthly volatility of 13.8% compared with 13.7% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.1% for IPAC and -35.7% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IPAC charges 0.09% per year while VYM charges 0.04%. On a $10,000 position that is $9 vs $4 annually, a gap of $5 per year that compounds over a long holding period. On income, IPAC currently yields 3.82% against 2.24% for VYM.
Holdings Overlap
0.1% of IPAC's money is in holdings VYM also owns.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 1,366 positions we hold weights for in IPAC and 602 in VYM, against full books of 1,383 and 613.
What only one of them owns
Our book lists 568 positions for VYM that do not appear in our book for IPAC (97.2% of the fund), and 5 for IPAC that do not appear in VYM (0.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IPAC | Weight in VYM | Difference |
|---|---|---|---|
| SIGSigma Healthcare Ltd | 0.11% | 0.01% | 0.10% |
You are not choosing between two funds in isolation.
Whichever of IPAC and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IPAC or VYM?
IPAC has an expense ratio of 0.09% while VYM charges 0.04%. VYM is the cheaper option, by $5 a year on a $10,000 investment.
Which performed better, IPAC or VYM?
Over the past year IPAC returned +22.05% vs +20.01% for VYM, so IPAC leads on 1-year performance. Over the longest common window we track (12 years), IPAC annualized +6.13% vs +9.15% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IPAC or VYM?
IPAC has been the more volatile fund at 13.8% annualized versus 13.7% for VYM. Worst drawdown: IPAC -35.1% vs VYM -35.7%.
Should I hold both IPAC and VYM?
IPAC and VYM have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IPAC or VYM?
IPAC yields 3.82% while VYM yields 2.24%, so IPAC currently pays the higher dividend yield.
Is VYM better than IPAC?
VYM has a lower expense ratio. IPAC led over 1Y and 3Y, VYM over 5Y and the full window. IPAC is less concentrated, with 18.4% of the fund in its ten largest positions against 25.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.