IPAC vs VYM
iShares Core MSCI Pacific ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. IPAC offers more diversification with 1,385 holdings.
Side-by-Side Comparison
| Metric | IPAC | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.09% | 0.04% | |
| AUM | $2.8B | $81.6B | |
| Dividend Yield | 3.82% | 2.24% | |
| Holdings | 1,385 | 616 | |
| YTD Return | +15.80% | +15.75% | |
| 1Y Return | +21.10% | +23.85% | |
| 3Y Return (annualized) | +19.64% | +19.14% | |
| 5Y Return (annualized) | +8.95% | +12.45% | |
| Volatility (annualized) | 13.8% | 14.6% | |
| Max Drawdown | -35.1% | -58.8% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jun 10, 2014 | Nov 10, 2006 |
IPAC vs VYM Performance
iShares Core MSCI Pacific ETF (IPAC) is a ETF from iShares by BlackRock (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year IPAC returned +21.10% while VYM returned +23.85%. Year to date, IPAC is up 15.80% versus a gain of 15.75% for VYM.
Over three years, IPAC compounded at +19.64% per year against +19.14% for VYM; over five years the annualized figures are +8.95% and +12.45% respectively. Across the full 12-year window we track, VYM has the edge at +7.06% annualized vs +5.97%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 13.8% for IPAC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.1% for IPAC and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IPAC charges 0.09% per year while VYM charges 0.04%. On a $10,000 position that is $9 vs $4 annually, a gap of $5 per year that compounds over a long holding period. On income, IPAC currently yields 3.82% against 2.24% for VYM.
Holdings Overlap
IPAC and VYM share 1 holdings out of 1968 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IPAC | Weight in VYM | Difference |
|---|---|---|---|
| SIG:LN | 0.11% | 0.01% | 0.10% |
Frequently Asked Questions
Which is cheaper, IPAC or VYM?
IPAC has an expense ratio of 0.09% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $5 per year of difference.
Which performed better, IPAC or VYM?
Over the past year IPAC returned +21.10% vs +23.85% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (12 years), IPAC annualized +5.97% vs +7.06% for VYM. Past performance does not guarantee future results.
Which is riskier, IPAC or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 13.8% for IPAC. Worst drawdown: IPAC -35.1% vs VYM -58.8%.
Should I hold both IPAC and VYM?
IPAC and VYM have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IPAC and VYM?
IPAC and VYM share 1 common holdings with a 0.0% weight overlap. Combined, they hold 1968 unique securities.
Which pays a higher dividend, IPAC or VYM?
IPAC yields 3.82% while VYM yields 2.24%, so IPAC currently pays the higher dividend yield.
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