IPAC vs VXUS

IPAC vs VXUS

Which is better, IPAC or VXUS?

All Cap Blend against Large Cap Blend.

VXUS has a lower expense ratio. IPAC led over the full window, VXUS over 1Y, 3Y and 5Y. The two have moved almost in lockstep, correlation 0.93.

Lower Fees: VXUSHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIPACVXUS
Expense Ratio0.09%0.05%Best
AUM$2.8B$158.1B
Dividend Yield3.82%2.59%
Holdings1,3838,747
YTD Return+18.39%Best+15.71%
1Y Return+22.05%+25.07%Best
3Y Return (annualized)+18.95%+20.30%Best
5Y Return (annualized)+8.24%+9.21%Best
Volatility (annualized)13.8%Best14.7%
Max Drawdown-35.1%Best-39.9%
$10,000 over 5 years$14,857$15,535Best
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryEquityEquity
StyleAll Cap BlendLarge Cap Blend
InceptionJun 10, 2014Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Jun 12, 2014 to Sep 8, 2026 (12.2 years).

IPAC vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 12.2 years both funds cover.

IPAC vs VXUS Performance

iShares Core MSCI Pacific ETF (IPAC) is an ETF from iShares by BlackRock (US) and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year IPAC returned +22.05% while VXUS returned +25.07%. Year to date, IPAC is up 18.39% versus a gain of 15.71% for VXUS.

Over three years, IPAC compounded at +18.95% per year against +20.30% for VXUS; over five years the annualized figures are +8.24% and +9.21% respectively. Across the full 12-year window we track, IPAC has the edge at +6.13% annualized vs +5.43%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 14.7% compared with 13.8% for IPAC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -35.1% for IPAC and -39.9% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IPAC charges 0.09% per year while VXUS charges 0.05%. On a $10,000 position that is $9 vs $5 annually, a gap of $4 per year that compounds over a long holding period. On income, IPAC currently yields 3.82% against 2.59% for VXUS.

Holdings Overlap

IPAC already in VXUS81.9%

At least 81.9% of IPAC's money is in holdings VXUS also owns.

Stated as a floor: for VXUS, our book for it covers 87.5% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

Most of IPAC is already inside VXUS. Owning both mostly buys the same companies twice.

1,144 positions in common, counted across the 1,366 positions we hold weights for in IPAC and 8,092 in VXUS, against full books of 1,383 and 8,747.

Top Shared Holdings

StockWeight in IPACWeight in VXUSDifference
BHP:AUBhp Group Ltd. (Aud Shares)2.35%0.30%2.05%
CBA:AUPembina Pipeline Corp Cum Red Pfd Shs -A- Series -92.21%0.42%1.79%
5930:JPBunka Shutter Co Ltd0.01%2.27%2.26%
8035:JPTokyo Electron, Ltd.1.75%0.47%1.28%
6857:JPAdvantest Corp1.65%0.33%1.32%
8316:JPSumitomo Mitsui Financial Group Inc. Shs1.62%0.31%1.31%
6501:JPHitachi Ltd1.61%0.27%1.34%
6758:JPSony Corp1.39%0.26%1.13%
8411:JPMizuho Financial Group Inc. Com Stk1.33%0.25%1.08%
285A:JPKioxia Holdings Corporation1.14%0.43%0.71%

81.9% of IPAC is already inside VXUS.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

IPACVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IPAC or VXUS?

IPAC has an expense ratio of 0.09% while VXUS charges 0.05%. VXUS is the cheaper option, by $4 a year on a $10,000 investment.

Which performed better, IPAC or VXUS?

Over the past year IPAC returned +22.05% vs +25.07% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (12 years), IPAC annualized +6.13% vs +5.43% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IPAC or VXUS?

VXUS has been the more volatile fund at 14.7% annualized versus 13.8% for IPAC. Worst drawdown: IPAC -35.1% vs VXUS -39.9%.

Should I hold both IPAC and VXUS?

IPAC and VXUS have a monthly-return correlation of 0.93, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between IPAC and VXUS?

At least 81.9% of IPAC's money is in holdings VXUS also owns. Our book for VXUS is partial, so the real figure is this or higher. They hold 1,144 positions in common, counted across the 1,366 positions we hold weights for in IPAC and 8,092 in VXUS.

Which pays a higher dividend, IPAC or VXUS?

IPAC yields 3.82% while VXUS yields 2.59%, so IPAC currently pays the higher dividend yield.

Is VXUS better than IPAC?

VXUS has a lower expense ratio. IPAC led over the full window, VXUS over 1Y, 3Y and 5Y. The two have moved almost in lockstep, correlation 0.93. Which one suits a particular account depends on what it is for. This is information, not a recommendation.