IQSI vs SCHD
NYLI Candriam International Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. IQSI offers more diversification with 648 holdings.
Side-by-Side Comparison
| Metric | IQSI | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.15% | 0.06% | |
| AUM | $275M | $108.7B | |
| Dividend Yield | 2.69% | 3.13% | |
| Holdings | 648 | 104 | |
| YTD Return | +11.96% | +26.50% | |
| 1Y Return | +18.59% | +31.25% | |
| 3Y Return (annualized) | +17.25% | +16.34% | |
| 5Y Return (annualized) | +8.40% | +10.10% | |
| Volatility (annualized) | 16.8% | 13.6% | |
| Max Drawdown | -31.9% | -33.4% | |
| Fund Family | INDEXIQ ETF TRUST | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Dec 17, 2019 | Oct 20, 2011 |
IQSI vs SCHD Performance
NYLI Candriam International Equity ETF (IQSI) is a ETF from INDEXIQ ETF TRUST and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year IQSI returned +18.59% while SCHD returned +31.25%. Year to date, IQSI is up 11.96% versus a gain of 26.50% for SCHD.
Over three years, IQSI compounded at +17.25% per year against +16.34% for SCHD; over five years the annualized figures are +8.40% and +10.10% respectively. Across the full 7-year window we track, SCHD has the edge at +11.50% annualized vs +9.39%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IQSI has been the more volatile fund, with annualized monthly volatility of 16.8% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.9% for IQSI and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IQSI charges 0.15% per year while SCHD charges 0.06%. On a $10,000 position that is $15 vs $6 annually, a gap of $9 per year that compounds over a long holding period. On income, IQSI currently yields 2.69% against 3.13% for SCHD.
Holdings Overlap
IQSI and SCHD share 0 holdings out of 661 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IQSI or SCHD?
IQSI has an expense ratio of 0.15% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $9 per year of difference.
Which performed better, IQSI or SCHD?
Over the past year IQSI returned +18.59% vs +31.25% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (7 years), IQSI annualized +9.39% vs +11.50% for SCHD. Past performance does not guarantee future results.
Which is riskier, IQSI or SCHD?
IQSI has been the more volatile fund at 16.8% annualized versus 13.6% for SCHD. Worst drawdown: IQSI -31.9% vs SCHD -33.4%.
Should I hold both IQSI and SCHD?
IQSI and SCHD have a monthly-return correlation of 0.79, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IQSI and SCHD?
IQSI and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 661 unique securities.
Which pays a higher dividend, IQSI or SCHD?
IQSI yields 2.69% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.