ISUL vs SCHD

ISUL vs SCHD
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Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 103 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricISULSCHDWinner
Expense Ratio1.50%0.06%
AUM$9M$112.2B
Dividend Yield0.00%3.13%
Holdings2103
YTD Return-63.13%+27.60%
1Y Return-43.33%+29.63%
3Y Return (annualized)-+16.43%
5Y Return (annualized)-+10.05%
Volatility (annualized)-13.6%
Max Drawdown-72.2%-33.4%
Fund FamilyGraniteSharesCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionOct 7, 2025Oct 20, 2011

ISUL vs SCHD Performance

GraniteShares 2x Long ISRG Daily ETF (ISUL) is a ETF from GraniteShares and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year ISUL returned -43.33% while SCHD returned +29.63%. Year to date, ISUL is down 63.13% versus a gain of 27.60% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -72.2% for ISUL and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

ISUL charges 1.50% per year while SCHD charges 0.06%. On a $10,000 position that is $150 vs $6 annually, a gap of $144 per year that compounds over a long holding period. On income, ISUL currently yields 0.00% against 3.13% for SCHD.

Holdings Overlap

0.0%overlap

ISUL and SCHD share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, ISUL or SCHD?

ISUL has an expense ratio of 1.50% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $144 per year of difference.

Which performed better, ISUL or SCHD?

Over the past year ISUL returned -43.33% vs +29.63% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results.

What is the holdings overlap between ISUL and SCHD?

ISUL and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.

Which pays a higher dividend, ISUL or SCHD?

ISUL yields 0.00% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.

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