ITDB vs IVV
iShares LifePath Target Date 2030 ETF vs iShares Core S&P 500 ETF
Which is better, ITDB or IVV?
Target Date against Large Cap Blend.
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 95.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ITDB | IVV |
|---|---|---|
| Expense Ratio | 0.09% | 0.03%Best |
| AUM | $82M | $876.4B |
| Dividend Yield | 1.91% | 1.06% |
| Holdings | 15 | 508 |
| YTD Return | +5.42% | +11.51%Best |
| 1Y Return | +7.98% | +15.96%Best |
| 3Y Return (annualized) | +14.56% | +21.01%Best |
| 5Y Return (annualized) | - | +12.66% |
| Volatility (annualized) | 8.0%Best | 12.5% |
| Max Drawdown | -8.4%Best | -18.8% |
| $10,000 over 2.9 years | $14,832 | $18,383Best |
| Top 10 Weight | 95.8% | 37.8%Best |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) |
| Category | Allocation/Balanced | Equity |
| Style | Target Date | Large Cap Blend |
| Inception | Oct 17, 2023 | May 15, 2000 |
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Oct 19, 2023 to Sep 15, 2026 (2.9 years).
ITDB vs IVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
ITDB vs IVV Performance
iShares LifePath Target Date 2030 ETF (ITDB) is an ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year ITDB returned +7.98% while IVV returned +15.96%. Year to date, ITDB is up 5.42% versus a gain of 11.51% for IVV.
Over three years, ITDB compounded at +14.56% per year against +21.01% for IVV.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 12.5% compared with 8.0% for ITDB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.4% for ITDB and -18.8% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ITDB charges 0.09% per year while IVV charges 0.03%. On a $10,000 position that is $9 vs $3 annually, a gap of $6 per year that compounds over a long holding period. On income, ITDB currently yields 1.91% against 1.06% for IVV.
Holdings Overlap
0.2% of ITDB's money is in holdings IVV also owns. 0.1% of IVV's money is in holdings ITDB also owns.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 14 positions we hold weights for in ITDB and 490 in IVV, against full books of 15 and 508.
What only one of them owns
Measured across the 14 and 490 positions we hold weights for.
IVV holds 481 positions ITDB does not, 98.5% of the fund.
Largest: NVDA 8.07%, AAPL 7.02%, MSFT 5.69%, AMZN 3.84%, GOOGL 3.00%
Top Shared Holdings
| Stock | Weight in ITDB | Weight in IVV | Difference |
|---|---|---|---|
| XTSLABlackrock Cash Funds: Treasury, Sl Agency Shares | 0.17% | 0.15% | 0.02% |
You are not choosing between two funds in isolation.
Whichever of ITDB and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ITDB or IVV?
ITDB has an expense ratio of 0.09% while IVV charges 0.03%. IVV is the cheaper option, by $6 a year on a $10,000 investment.
Which performed better, ITDB or IVV?
Over the past year ITDB returned +7.98% vs +15.96% for IVV, so IVV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ITDB or IVV?
IVV has been the more volatile fund at 12.5% annualized versus 8.0% for ITDB. Worst drawdown: ITDB -8.4% vs IVV -18.8%.
Should I hold both ITDB and IVV?
ITDB and IVV have a monthly-return correlation of 0.88, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, ITDB or IVV?
ITDB yields 1.91% while IVV yields 1.06%, so ITDB currently pays the higher dividend yield.
Is IVV better than ITDB?
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 95.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.