ITDB vs VOO
iShares LifePath Target Date 2030 ETF vs Vanguard S&P 500 ETF
Which is better, ITDB or VOO?
Target Date against Large Cap Blend.
VOO has a lower expense ratio. VOO led over 1Y, 3Y and the full window. VOO is less concentrated, with 36.4% of the fund in its ten largest positions against 95.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ITDB | VOO |
|---|---|---|
| Expense Ratio | 0.09% | 0.03%Best |
| AUM | $82M | $997.4B |
| Dividend Yield | 1.91% | 1.04% |
| Holdings | 15 | 509 |
| YTD Return | +6.20% | +12.50%Best |
| 1Y Return | +9.06% | +17.58%Best |
| 3Y Return (annualized) | +14.91% | +21.27%Best |
| 5Y Return (annualized) | - | +12.95% |
| Volatility (annualized) | 7.9%Best | 12.4% |
| Max Drawdown | -8.4%Best | -18.7% |
| $10,000 over 2.9 years | $14,964 | $18,591Best |
| Top 10 Weight | 95.8% | 36.4%Best |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Target Date | Large Cap Blend |
| Inception | Oct 17, 2023 | Sep 7, 2010 |
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Oct 19, 2023 to Sep 11, 2026 (2.9 years).
ITDB vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
ITDB vs VOO Performance
iShares LifePath Target Date 2030 ETF (ITDB) is an ETF from iShares by BlackRock (US) and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year ITDB returned +9.06% while VOO returned +17.58%. Year to date, ITDB is up 6.20% versus a gain of 12.50% for VOO.
Over three years, ITDB compounded at +14.91% per year against +21.27% for VOO.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 12.4% compared with 7.9% for ITDB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.4% for ITDB and -18.7% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ITDB charges 0.09% per year while VOO charges 0.03%. On a $10,000 position that is $9 vs $3 annually, a gap of $6 per year that compounds over a long holding period. On income, ITDB currently yields 1.91% against 1.04% for VOO.
Holdings Overlap
We hold position weights for 14 holdings in ITDB and 505 in VOO, totalling 100.0% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 63 days apart, ITDB as of Sep 1, 2026 and VOO as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 14 positions we hold weights for in ITDB and 505 in VOO, against full books of 15 and 509.
What only one of them owns
Our book lists 496 positions for VOO that do not appear in our book for ITDB (99.4% of the fund), and 14 for ITDB that do not appear in VOO (100.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of ITDB and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ITDB or VOO?
ITDB has an expense ratio of 0.09% while VOO charges 0.03%. VOO is the cheaper option, by $6 a year on a $10,000 investment.
Which performed better, ITDB or VOO?
Over the past year ITDB returned +9.06% vs +17.58% for VOO, so VOO leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ITDB or VOO?
VOO has been the more volatile fund at 12.4% annualized versus 7.9% for ITDB. Worst drawdown: ITDB -8.4% vs VOO -18.7%.
Should I hold both ITDB and VOO?
ITDB and VOO have a monthly-return correlation of 0.88, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, ITDB or VOO?
ITDB yields 1.91% while VOO yields 1.04%, so ITDB currently pays the higher dividend yield.
Is VOO better than ITDB?
VOO has a lower expense ratio. VOO led over 1Y, 3Y and the full window. VOO is less concentrated, with 36.4% of the fund in its ten largest positions against 95.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.