ITDD vs VOO
iShares LifePath Target Date 2040 ETF vs Vanguard S&P 500 ETF
Which is better, ITDD or VOO?
Target Date against Large Cap Blend.
VOO has a lower expense ratio. VOO led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.92. VOO is less concentrated, with 37.6% of the fund in its ten largest positions against 97.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ITDD | VOO |
|---|---|---|
| Expense Ratio | 0.11% | 0.03%Best |
| AUM | $110M | $997.4B |
| Dividend Yield | 1.64% | 1.04% |
| Holdings | 15 | 509 |
| YTD Return | +8.89% | +11.98%Best |
| 1Y Return | +12.53% | +16.45%Best |
| 3Y Return (annualized) | +18.70% | +21.19%Best |
| 5Y Return (annualized) | - | +12.95% |
| Volatility (annualized) | 9.8%Best | 12.4% |
| Max Drawdown | -12.5%Best | -18.7% |
| $10,000 over 2.9 years | $16,440 | $18,469Best |
| Top 10 Weight | 97.4% | 37.6%Best |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Target Date | Large Cap Blend |
| Inception | Oct 17, 2023 | Sep 7, 2010 |
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Oct 19, 2023 to Sep 14, 2026 (2.9 years).
ITDD vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
ITDD vs VOO Performance
iShares LifePath Target Date 2040 ETF (ITDD) is an ETF from iShares by BlackRock (US) and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year ITDD returned +12.53% while VOO returned +16.45%. Year to date, ITDD is up 8.89% versus a gain of 11.98% for VOO.
Over three years, ITDD compounded at +18.70% per year against +21.19% for VOO.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 12.4% compared with 9.8% for ITDD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.5% for ITDD and -18.7% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
ITDD charges 0.11% per year while VOO charges 0.03%. On a $10,000 position that is $11 vs $3 annually, a gap of $8 per year that compounds over a long holding period. On income, ITDD currently yields 1.64% against 1.04% for VOO.
Holdings Overlap
We hold position weights for 14 holdings in ITDD and 494 in VOO, totalling 100.0% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 14 positions we hold weights for in ITDD and 494 in VOO, against full books of 15 and 509.
What only one of them owns
Measured across the 14 and 494 positions we hold weights for.
VOO holds 487 positions ITDD does not, 99.2% of the fund.
Largest: NVDA 7.55%, AAPL 7.05%, MSFT 5.36%, AMZN 4.13%, GOOGL 3.24%
You are not choosing between two funds in isolation.
Whichever of ITDD and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ITDD or VOO?
ITDD has an expense ratio of 0.11% while VOO charges 0.03%. VOO is the cheaper option, by $8 a year on a $10,000 investment.
Which performed better, ITDD or VOO?
Over the past year ITDD returned +12.53% vs +16.45% for VOO, so VOO leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ITDD or VOO?
VOO has been the more volatile fund at 12.4% annualized versus 9.8% for ITDD. Worst drawdown: ITDD -12.5% vs VOO -18.7%.
Should I hold both ITDD and VOO?
ITDD and VOO have a monthly-return correlation of 0.92, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, ITDD or VOO?
ITDD yields 1.64% while VOO yields 1.04%, so ITDD currently pays the higher dividend yield.
Is VOO better than ITDD?
VOO has a lower expense ratio. VOO led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.92. VOO is less concentrated, with 37.6% of the fund in its ten largest positions against 97.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.