ITDE vs IVV
iShares LifePath Target Date 2045 ETF vs iShares Core S&P 500 ETF
Which is better, ITDE or IVV?
Target Date against Large Cap Blend.
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.94. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 98.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ITDE | IVV |
|---|---|---|
| Expense Ratio | 0.11% | 0.03%Best |
| AUM | $95M | $876.4B |
| Dividend Yield | 1.65% | 1.06% |
| Holdings | 14 | 508 |
| YTD Return | +10.79% | +12.27%Best |
| 1Y Return | +15.29% | +17.04%Best |
| 3Y Return (annualized) | +20.61% | +21.24%Best |
| 5Y Return (annualized) | - | +13.08% |
| Volatility (annualized) | 10.6%Best | 12.4% |
| Max Drawdown | -14.7%Best | -18.8% |
| $10,000 over 2.9 years | $17,219 | $18,486Best |
| Top 10 Weight | 98.6% | 37.8%Best |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) |
| Category | Allocation/Balanced | Equity |
| Style | Target Date | Large Cap Blend |
| Inception | Oct 17, 2023 | May 15, 2000 |
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Oct 19, 2023 to Sep 17, 2026 (2.9 years).
ITDE vs IVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
ITDE vs IVV Performance
iShares LifePath Target Date 2045 ETF (ITDE) is an ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year ITDE returned +15.29% while IVV returned +17.04%. Year to date, ITDE is up 10.79% versus a gain of 12.27% for IVV.
Over three years, ITDE compounded at +20.61% per year against +21.24% for IVV.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 12.4% compared with 10.6% for ITDE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.7% for ITDE and -18.8% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
ITDE charges 0.11% per year while IVV charges 0.03%. On a $10,000 position that is $11 vs $3 annually, a gap of $8 per year that compounds over a long holding period. On income, ITDE currently yields 1.65% against 1.06% for IVV.
Holdings Overlap
0.1% of ITDE's money is in holdings IVV also owns. 0.1% of IVV's money is in holdings ITDE also owns.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 13 positions we hold weights for in ITDE and 490 in IVV, against full books of 14 and 508.
What only one of them owns
Measured across the 13 and 490 positions we hold weights for.
IVV holds 481 positions ITDE does not, 98.5% of the fund.
Largest: NVDA 8.07%, AAPL 7.02%, MSFT 5.69%, AMZN 3.84%, GOOGL 3.00%
Top Shared Holdings
| Stock | Weight in ITDE | Weight in IVV | Difference |
|---|---|---|---|
| XTSLABlackrock Cash Funds: Treasury, Sl Agency Shares | 0.15% | 0.15% | 0.00% |
You are not choosing between two funds in isolation.
Whichever of ITDE and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ITDE or IVV?
ITDE has an expense ratio of 0.11% while IVV charges 0.03%. IVV is the cheaper option, by $8 a year on a $10,000 investment.
Which performed better, ITDE or IVV?
Over the past year ITDE returned +15.29% vs +17.04% for IVV, so IVV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ITDE or IVV?
IVV has been the more volatile fund at 12.4% annualized versus 10.6% for ITDE. Worst drawdown: ITDE -14.7% vs IVV -18.8%.
Should I hold both ITDE and IVV?
ITDE and IVV have a monthly-return correlation of 0.94, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, ITDE or IVV?
ITDE yields 1.65% while IVV yields 1.06%, so ITDE currently pays the higher dividend yield.
Is IVV better than ITDE?
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.94. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 98.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.