ITDE vs VXUS
iShares LifePath Target Date 2045 ETF vs Vanguard Total International Stock ETF
Which is better, ITDE or VXUS?
Target Date against Large Cap Blend.
VXUS has a lower expense ratio. ITDE led over 3Y, VXUS over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ITDE | VXUS |
|---|---|---|
| Expense Ratio | 0.11% | 0.05%Best |
| AUM | $95M | $158.1B |
| Dividend Yield | 1.65% | 2.51% |
| Holdings | 14 | 8,747 |
| YTD Return | +9.60% | +12.21%Best |
| 1Y Return | +13.88% | +19.22%Best |
| 3Y Return (annualized) | +20.18%Best | +19.10% |
| 5Y Return (annualized) | - | +8.63% |
| Volatility (annualized) | 10.7%Best | 11.7% |
| Max Drawdown | -14.7% | -13.6%Best |
| $10,000 over 2.9 years | $17,042 | $17,814Best |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Target Date | Large Cap Blend |
| Inception | Oct 17, 2023 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Oct 19, 2023 to Sep 16, 2026 (2.9 years).
ITDE vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
ITDE vs VXUS Performance
iShares LifePath Target Date 2045 ETF (ITDE) is an ETF from iShares by BlackRock (US) and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year ITDE returned +13.88% while VXUS returned +19.22%. Year to date, ITDE is up 9.60% versus a gain of 12.21% for VXUS.
Over three years, ITDE compounded at +20.18% per year against +19.10% for VXUS.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 11.7% compared with 10.7% for ITDE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.7% for ITDE and -13.6% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ITDE charges 0.11% per year while VXUS charges 0.05%. On a $10,000 position that is $11 vs $5 annually, a gap of $6 per year that compounds over a long holding period. On income, ITDE currently yields 1.65% against 2.51% for VXUS.
Holdings Overlap
We hold position weights for 13 holdings in ITDE and 8,082 in VXUS, totalling 100.0% and 88.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 13 positions we hold weights for in ITDE and 8,082 in VXUS, against full books of 14 and 8,747.
What only one of them owns
Measured across the 13 and 8,082 positions we hold weights for.
VXUS holds 35 positions ITDE does not, 2.3% of the fund.
Largest: MKL 0.76%, SHEL 0.57%, VWO 0.11%, JD 0.09%, ALC 0.08%
You are not choosing between two funds in isolation.
Whichever of ITDE and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ITDE or VXUS?
ITDE has an expense ratio of 0.11% while VXUS charges 0.05%. VXUS is the cheaper option, by $6 a year on a $10,000 investment.
Which performed better, ITDE or VXUS?
Over the past year ITDE returned +13.88% vs +19.22% for VXUS, so VXUS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ITDE or VXUS?
VXUS has been the more volatile fund at 11.7% annualized versus 10.7% for ITDE. Worst drawdown: ITDE -14.7% vs VXUS -13.6%.
Should I hold both ITDE and VXUS?
ITDE and VXUS have a monthly-return correlation of 0.88, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, ITDE or VXUS?
ITDE yields 1.65% while VXUS yields 2.51%, so VXUS currently pays the higher dividend yield.
Is VXUS better than ITDE?
VXUS has a lower expense ratio. ITDE led over 3Y, VXUS over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.