ITDH vs QQQ
iShares LifePath Target Date 2060 ETF vs Invesco QQQ Trust, Series 1
Which is better, ITDH or QQQ?
Target Date against Large Cap Growth.
ITDH has a lower expense ratio. QQQ led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ITDH | QQQ |
|---|---|---|
| Expense Ratio | 0.12%Best | 0.18% |
| AUM | $43M | $483.5B |
| Dividend Yield | 1.40% | 0.44% |
| Holdings | 8 | 107 |
| YTD Return | +12.50% | +17.95%Best |
| 1Y Return | +17.27% | +21.77%Best |
| 3Y Return (annualized) | +22.79% | +25.63%Best |
| 5Y Return (annualized) | - | +15.24% |
| Volatility (annualized) | 11.4%Best | 17.3% |
| Max Drawdown | -16.3%Best | -22.8% |
| $10,000 over 2.9 years | $18,137 | $20,285Best |
| Top 10 Weight | - | 46.5% |
| Fund Family | iShares by BlackRock (US) | Invesco (US) |
| Category | Allocation/Balanced | Equity |
| Style | Target Date | Large Cap Growth |
| Inception | Oct 17, 2023 | Mar 10, 1999 |
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Oct 19, 2023 to Sep 18, 2026 (2.9 years).
ITDH vs QQQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
ITDH vs QQQ Performance
iShares LifePath Target Date 2060 ETF (ITDH) is an ETF from iShares by BlackRock (US) and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year ITDH returned +17.27% while QQQ returned +21.77%. Year to date, ITDH is up 12.50% versus a gain of 17.95% for QQQ.
Over three years, ITDH compounded at +22.79% per year against +25.63% for QQQ.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 17.3% compared with 11.4% for ITDH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.3% for ITDH and -22.8% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ITDH charges 0.12% per year while QQQ charges 0.18%. On a $10,000 position that is $12 vs $18 annually, a gap of $6 per year that compounds over a long holding period. On income, ITDH currently yields 1.40% against 0.44% for QQQ.
Holdings Overlap
We hold position weights for 7 holdings in ITDH and 102 in QQQ, totalling 100.0% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 7 positions we hold weights for in ITDH and 102 in QQQ, against full books of 8 and 107.
What only one of them owns
Our book lists 96 positions for QQQ that do not appear in our book for ITDH (97.5% of the fund), and 7 for ITDH that do not appear in QQQ (100.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of ITDH and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ITDH or QQQ?
ITDH has an expense ratio of 0.12% while QQQ charges 0.18%. ITDH is the cheaper option, by $6 a year on a $10,000 investment.
Which performed better, ITDH or QQQ?
Over the past year ITDH returned +17.27% vs +21.77% for QQQ, so QQQ leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ITDH or QQQ?
QQQ has been the more volatile fund at 17.3% annualized versus 11.4% for ITDH. Worst drawdown: ITDH -16.3% vs QQQ -22.8%.
Should I hold both ITDH and QQQ?
ITDH and QQQ have a monthly-return correlation of 0.85, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, ITDH or QQQ?
ITDH yields 1.40% while QQQ yields 0.44%, so ITDH currently pays the higher dividend yield.
Is QQQ better than ITDH?
ITDH has a lower expense ratio. QQQ led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.