ITDH vs VOO
iShares LifePath Target Date 2060 ETF vs Vanguard S&P 500 ETF
Which is better, ITDH or VOO?
Target Date against Large Cap Blend.
VOO has a lower expense ratio. ITDH led over 1Y and 3Y, VOO over the full window. The two have moved almost in lockstep, correlation 0.95.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ITDH | VOO |
|---|---|---|
| Expense Ratio | 0.12% | 0.03%Best |
| AUM | $43M | $997.4B |
| Dividend Yield | 1.40% | 1.04% |
| Holdings | 8 | 509 |
| YTD Return | +12.50%Best | +12.37% |
| 1Y Return | +17.27%Best | +16.61% |
| 3Y Return (annualized) | +22.79%Best | +21.37% |
| 5Y Return (annualized) | - | +13.49% |
| Volatility (annualized) | 11.4%Best | 12.4% |
| Max Drawdown | -16.3%Best | -18.7% |
| $10,000 over 2.9 years | $18,137 | $18,491Best |
| Top 10 Weight | - | 37.6% |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Target Date | Large Cap Blend |
| Inception | Oct 17, 2023 | Sep 7, 2010 |
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Oct 19, 2023 to Sep 18, 2026 (2.9 years).
ITDH vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
ITDH vs VOO Performance
iShares LifePath Target Date 2060 ETF (ITDH) is an ETF from iShares by BlackRock (US) and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year ITDH returned +17.27% while VOO returned +16.61%. Year to date, ITDH is up 12.50% versus a gain of 12.37% for VOO.
Over three years, ITDH compounded at +22.79% per year against +21.37% for VOO.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 12.4% compared with 11.4% for ITDH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.3% for ITDH and -18.7% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
ITDH charges 0.12% per year while VOO charges 0.03%. On a $10,000 position that is $12 vs $3 annually, a gap of $9 per year that compounds over a long holding period. On income, ITDH currently yields 1.40% against 1.04% for VOO.
Holdings Overlap
We hold position weights for 7 holdings in ITDH and 494 in VOO, totalling 100.0% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 7 positions we hold weights for in ITDH and 494 in VOO, against full books of 8 and 509.
What only one of them owns
Our book lists 487 positions for VOO that do not appear in our book for ITDH (99.2% of the fund), and 7 for ITDH that do not appear in VOO (100.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of ITDH and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ITDH or VOO?
ITDH has an expense ratio of 0.12% while VOO charges 0.03%. VOO is the cheaper option, by $9 a year on a $10,000 investment.
Which performed better, ITDH or VOO?
Over the past year ITDH returned +17.27% vs +16.61% for VOO, so ITDH leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ITDH or VOO?
VOO has been the more volatile fund at 12.4% annualized versus 11.4% for ITDH. Worst drawdown: ITDH -16.3% vs VOO -18.7%.
Should I hold both ITDH and VOO?
ITDH and VOO have a monthly-return correlation of 0.95, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, ITDH or VOO?
ITDH yields 1.40% while VOO yields 1.04%, so ITDH currently pays the higher dividend yield.
Is VOO better than ITDH?
VOO has a lower expense ratio. ITDH led over 1Y and 3Y, VOO over the full window. The two have moved almost in lockstep, correlation 0.95. Which one suits a particular account depends on what it is for. This is information, not a recommendation.