ITOL vs SCHD
Tema International Durable Quality ETF vs Schwab US Dividend Equity ETF
Which is better, ITOL or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. ITOL is less concentrated, with 34.9% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ITOL | SCHD |
|---|---|---|
| Expense Ratio | 0.60% | 0.06%Best |
| AUM | $529,205.15 | $112.1B |
| Dividend Yield | 0.04% | 3.00% |
| Holdings | 41 | 103 |
| Top 10 Weight | 34.9%Best | 41.8% |
| Fund Family | Tema Global Limited | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Sep 10, 2025 | Oct 20, 2011 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Volatility (annualized), Max Drawdown, $10,000 over the window.
The two price series end 130 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. ITOL has data through May 14, 2026 and SCHD through Sep 21, 2026.
Fees and Cost Over Time
ITOL charges 0.60% per year while SCHD charges 0.06%. On a $10,000 position that is $60 vs $6 annually, a gap of $54 per year that compounds over a long holding period. On income, ITOL currently yields 0.04% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 41 holdings in ITOL and 100 in SCHD, totalling 99.9% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 243 days apart, ITOL as of Dec 31, 2025 and SCHD as of Aug 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 41 positions we hold weights for in ITOL and 100 in SCHD, against full books of 41 and 103.
What only one of them owns
Our book lists 99 positions for SCHD that do not appear in our book for ITOL (99.9% of the fund), and 7 for ITOL that do not appear in SCHD (16.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of ITOL and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ITOL or SCHD?
ITOL has an expense ratio of 0.60% while SCHD charges 0.06%. SCHD is the cheaper option, by $54 a year on a $10,000 investment.
Which pays a higher dividend, ITOL or SCHD?
ITOL yields 0.04% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than ITOL?
SCHD has a lower expense ratio. ITOL is less concentrated, with 34.9% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.