ITOL vs VTI

ITOL vs VTI

Which is better, ITOL or VTI?

Large Cap Growth against Large Cap Blend.

VTI has a lower expense ratio. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 34.9%.

Lower Fees: VTILess Concentrated: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricITOLVTI
Expense Ratio0.60%0.03%Best
AUM$529,205.15$666.9B
Dividend Yield0.04%1.03%
Holdings413,543
Top 10 Weight34.9%33.3%Best
Fund FamilyTema Global LimitedVanguard (US)
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Blend
InceptionSep 10, 2025May 24, 2001

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Volatility (annualized), Max Drawdown, $10,000 over the window.

The two price series end 127 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. ITOL has data through May 14, 2026 and VTI through Sep 18, 2026.

Fees and Cost Over Time

ITOL charges 0.60% per year while VTI charges 0.03%. On a $10,000 position that is $60 vs $3 annually, a gap of $57 per year that compounds over a long holding period. On income, ITOL currently yields 0.04% against 1.03% for VTI.

Holdings Overlap

ITOL already in VTI9.4%
VTI already in ITOL0.4%

9.4% of ITOL's money is in holdings VTI also owns. 0.4% of VTI's money is in holdings ITOL also owns.

ITOL and VTI share little of their money.

The two holdings books were reported 212 days apart, ITOL as of Dec 31, 2025 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.

4 positions in common, counted across the 41 positions we hold weights for in ITOL and 3,463 in VTI, against full books of 41 and 3,543.

What only one of them owns

Our book lists 1,146 positions for VTI that do not appear in our book for ITOL (97.0% of the fund), and 3 for ITOL that do not appear in VTI (7.5%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in ITOLWeight in VTIDifference
AONAon Public Limited Company  Cl.  A2.70%0.10%2.60%
INTUIntuit, Inc.2.44%0.12%2.32%
SPGIS&p Global Inc.2.22%0.16%2.06%
PFGCPerformance Food Group Co2.06%0.02%2.04%

You are not choosing between two funds in isolation.

Whichever of ITOL and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

ITOLVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, ITOL or VTI?

ITOL has an expense ratio of 0.60% while VTI charges 0.03%. VTI is the cheaper option, by $57 a year on a $10,000 investment.

What is the holdings overlap between ITOL and VTI?

9.4% of ITOL's money is in holdings VTI also owns. 0.4% of VTI's is in holdings ITOL also owns. They hold 4 positions in common, counted across the 41 positions we hold weights for in ITOL and 3,463 in VTI.

Which pays a higher dividend, ITOL or VTI?

ITOL yields 0.04% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than ITOL?

VTI has a lower expense ratio. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 34.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.