IVLU vs IVV

Quick Verdict

IVV has a lower expense ratio. IVLU delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVLUMore Diversified: IVV

Side-by-Side Comparison

MetricIVLUIVVWinner
Expense Ratio0.31%0.03%
AUM$4.4B$865.2B
Dividend Yield3.36%1.09%
Holdings368508
YTD Return+16.81%+13.72%
1Y Return+31.86%+21.64%
3Y Return (annualized)+25.07%+21.55%
5Y Return (annualized)+15.51%+13.27%
Volatility (annualized)16.2%15.1%
Max Drawdown-45.4%-56.5%
Fund FamilyiShares by BlackRock (US)iShares by BlackRock (US)
CategoryEquityEquity
InceptionJun 16, 2015May 15, 2000

IVLU vs IVV Performance

iShares MSCI Intl Value Factor ETF (IVLU) is a ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year IVLU returned +31.86% while IVV returned +21.64%. Year to date, IVLU is up 16.81% versus a gain of 13.72% for IVV.

Over three years, IVLU compounded at +25.07% per year against +21.55% for IVV; over five years the annualized figures are +15.51% and +13.27% respectively. Across the full 11-year window we track, IVLU has the edge at +7.41% annualized vs +7.04%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVLU has been the more volatile fund, with annualized monthly volatility of 16.2% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -45.4% for IVLU and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IVLU charges 0.31% per year while IVV charges 0.03%. On a $10,000 position that is $31 vs $3 annually, a gap of $28 per year that compounds over a long holding period. On income, IVLU currently yields 3.36% against 1.09% for IVV.

Holdings Overlap

0.3%overlap

IVLU and IVV share 3 holdings out of 846 unique holdings combined, representing a 0.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IVLUWeight in IVVDifference
ROP1.38%0.05%1.33%
MRK0.19%0.48%0.29%
XTSLA0.03%0.15%0.12%

Frequently Asked Questions

Which is cheaper, IVLU or IVV?

IVLU has an expense ratio of 0.31% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $28 per year of difference.

Which performed better, IVLU or IVV?

Over the past year IVLU returned +31.86% vs +21.64% for IVV, so IVLU leads on 1-year performance. Over the longest common window we track (11 years), IVLU annualized +7.41% vs +7.04% for IVV. Past performance does not guarantee future results.

Which is riskier, IVLU or IVV?

IVLU has been the more volatile fund at 16.2% annualized versus 15.1% for IVV. Worst drawdown: IVLU -45.4% vs IVV -56.5%.

Should I hold both IVLU and IVV?

IVLU and IVV have a monthly-return correlation of 0.74, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVLU and IVV?

IVLU and IVV share 3 common holdings with a 0.3% weight overlap. Combined, they hold 846 unique securities.

Which pays a higher dividend, IVLU or IVV?

IVLU yields 3.36% while IVV yields 1.09%, so IVLU currently pays the higher dividend yield.

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