IVLU vs VYM

Quick Verdict

VYM has a lower expense ratio. IVLU delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: IVLUMore Diversified: VYM

Side-by-Side Comparison

MetricIVLUVYMWinner
Expense Ratio0.31%0.04%
AUM$4.4B$79.0B
Dividend Yield3.36%2.86%
Holdings368568
YTD Return+16.44%+16.16%
1Y Return+32.97%+26.05%
3Y Return (annualized)+24.96%+18.43%
5Y Return (annualized)+15.41%+12.21%
Volatility (annualized)16.2%14.6%
Max Drawdown-45.4%-58.8%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryEquityEquity
InceptionJun 16, 2015Nov 10, 2006

IVLU vs VYM Performance

iShares MSCI Intl Value Factor ETF (IVLU) is a ETF from iShares by BlackRock (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year IVLU returned +32.97% while VYM returned +26.05%. Year to date, IVLU is up 16.44% versus a gain of 16.16% for VYM.

Over three years, IVLU compounded at +24.96% per year against +18.43% for VYM; over five years the annualized figures are +15.41% and +12.21% respectively. Across the full 11-year window we track, IVLU has the edge at +7.39% annualized vs +7.09%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVLU has been the more volatile fund, with annualized monthly volatility of 16.2% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -45.4% for IVLU and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IVLU charges 0.31% per year while VYM charges 0.04%. On a $10,000 position that is $31 vs $4 annually, a gap of $27 per year that compounds over a long holding period. On income, IVLU currently yields 3.36% against 2.86% for VYM.

Holdings Overlap

0.2%overlap

IVLU and VYM share 1 holdings out of 901 unique holdings combined, representing a 0.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IVLUWeight in VYMDifference
MRK0.19%1.37%1.18%

Frequently Asked Questions

Which is cheaper, IVLU or VYM?

IVLU has an expense ratio of 0.31% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $27 per year of difference.

Which performed better, IVLU or VYM?

Over the past year IVLU returned +32.97% vs +26.05% for VYM, so IVLU leads on 1-year performance. Over the longest common window we track (11 years), IVLU annualized +7.39% vs +7.09% for VYM. Past performance does not guarantee future results.

Which is riskier, IVLU or VYM?

IVLU has been the more volatile fund at 16.2% annualized versus 14.6% for VYM. Worst drawdown: IVLU -45.4% vs VYM -58.8%.

Should I hold both IVLU and VYM?

IVLU and VYM have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVLU and VYM?

IVLU and VYM share 1 common holdings with a 0.2% weight overlap. Combined, they hold 901 unique securities.

Which pays a higher dividend, IVLU or VYM?

IVLU yields 3.36% while VYM yields 2.86%, so IVLU currently pays the higher dividend yield.

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