IVV vs JMBS

IVV vs JMBS
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Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. JMBS offers more diversification with 629 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: JMBS

Side-by-Side Comparison

MetricIVVJMBSWinner
Expense Ratio0.03%0.21%
AUM$907.0B$6.6B
Dividend Yield1.10%5.72%
Holdings508629
YTD Return+12.28%+0.58%
1Y Return+20.94%+4.23%
3Y Return (annualized)+21.81%+5.62%
5Y Return (annualized)+13.05%+0.65%
Volatility (annualized)15.1%5.9%
Max Drawdown-56.5%-17.0%
Fund FamilyiShares by BlackRock (US)Janus Henderson Investors
CategoryEquityFixed Income
InceptionMay 15, 2000Sep 12, 2018

IVV vs JMBS Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Janus Henderson Mortgage-Backed Securities ETF (JMBS) is a ETF from Janus Henderson Investors. Over the past year IVV returned +20.94% while JMBS returned +4.23%. Year to date, IVV is up 12.28% versus a gain of 0.58% for JMBS.

Over three years, IVV compounded at +21.81% per year against +5.62% for JMBS; over five years the annualized figures are +13.05% and +0.65% respectively. Across the full 8-year window we track, IVV has the edge at +6.98% annualized vs +1.26%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 5.9% for JMBS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -17.0% for JMBS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.47. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while JMBS charges 0.21%. On a $10,000 position that is $3 vs $21 annually, a gap of $18 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 5.72% for JMBS.

Holdings Overlap

0.0%overlap

IVV and JMBS share 0 holdings out of 879 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IVV or JMBS?

IVV has an expense ratio of 0.03% while JMBS charges 0.21%. IVV is the cheaper option. On a $10,000 investment, that is $18 per year of difference.

Which performed better, IVV or JMBS?

Over the past year IVV returned +20.94% vs +4.23% for JMBS, so IVV leads on 1-year performance. Over the longest common window we track (8 years), IVV annualized +6.98% vs +1.26% for JMBS. Past performance does not guarantee future results.

Which is riskier, IVV or JMBS?

IVV has been the more volatile fund at 15.1% annualized versus 5.9% for JMBS. Worst drawdown: IVV -56.5% vs JMBS -17.0%.

Should I hold both IVV and JMBS?

IVV and JMBS have a monthly-return correlation of 0.47, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and JMBS?

IVV and JMBS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 879 unique securities.

Which pays a higher dividend, IVV or JMBS?

IVV yields 1.10% while JMBS yields 5.72%, so JMBS currently pays the higher dividend yield.

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