JMBS vs VYM

JMBS vs VYM
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Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. JMBS offers more diversification with 629 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: JMBS

Side-by-Side Comparison

MetricJMBSVYMWinner
Expense Ratio0.21%0.04%
AUM$6.6B$81.6B
Dividend Yield5.72%2.24%
Holdings629616
YTD Return+0.97%+15.60%
1Y Return+4.67%+23.48%
3Y Return (annualized)+5.76%+19.07%
5Y Return (annualized)+0.73%+12.50%
Volatility (annualized)5.9%14.6%
Max Drawdown-17.0%-58.8%
Fund FamilyJanus Henderson InvestorsVanguard (US)
CategoryFixed IncomeEquity
InceptionSep 12, 2018Nov 10, 2006

JMBS vs VYM Performance

Janus Henderson Mortgage-Backed Securities ETF (JMBS) is a ETF from Janus Henderson Investors and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year JMBS returned +4.67% while VYM returned +23.48%. Year to date, JMBS is up 0.97% versus a gain of 15.60% for VYM.

Over three years, JMBS compounded at +5.76% per year against +19.07% for VYM; over five years the annualized figures are +0.73% and +12.50% respectively. Across the full 8-year window we track, VYM has the edge at +7.05% annualized vs +1.31%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 5.9% for JMBS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.0% for JMBS and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.41. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

JMBS charges 0.21% per year while VYM charges 0.04%. On a $10,000 position that is $21 vs $4 annually, a gap of $17 per year that compounds over a long holding period. On income, JMBS currently yields 5.72% against 2.24% for VYM.

Holdings Overlap

0.0%overlap

JMBS and VYM share 0 holdings out of 977 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, JMBS or VYM?

JMBS has an expense ratio of 0.21% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $17 per year of difference.

Which performed better, JMBS or VYM?

Over the past year JMBS returned +4.67% vs +23.48% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (8 years), JMBS annualized +1.31% vs +7.05% for VYM. Past performance does not guarantee future results.

Which is riskier, JMBS or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 5.9% for JMBS. Worst drawdown: JMBS -17.0% vs VYM -58.8%.

Should I hold both JMBS and VYM?

JMBS and VYM have a monthly-return correlation of 0.41, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between JMBS and VYM?

JMBS and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 977 unique securities.

Which pays a higher dividend, JMBS or VYM?

JMBS yields 5.72% while VYM yields 2.24%, so JMBS currently pays the higher dividend yield.

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