IVV vs JMMF

Quick Verdict

IVV has a lower expense ratio. IVV offers more diversification with 508 holdings.

Lower Fees: IVVHigher Returns: TiedMore Diversified: IVV

Side-by-Side Comparison

MetricIVVJMMFWinner
Expense Ratio0.03%0.16%
AUM$865.2B$69M
Dividend Yield1.09%1.86%
Holdings50852
YTD Return+14.50%+2.13%
1Y Return+22.02%-
3Y Return (annualized)+21.80%-
5Y Return (annualized)+13.37%-
Volatility (annualized)15.1%-
Max Drawdown-56.5%-0.3%
Fund FamilyiShares by BlackRock (US)J.P. Morgan Asset Management
CategoryEquityMoney Market
InceptionMay 15, 2000Dec 10, 2025

IVV vs JMMF Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and JPMorgan 100% US Treasury Securities Money Market ETF (JMMF) is a ETF from J.P. Morgan Asset Management. Year to date, IVV is up 14.50% versus a gain of 2.13% for JMMF.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -56.5% for IVV and -0.3% for JMMF. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

IVV charges 0.03% per year while JMMF charges 0.16%. On a $10,000 position that is $3 vs $16 annually, a gap of $13 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 1.86% for JMMF.

Holdings Overlap

0.0%overlap

IVV and JMMF share 0 holdings out of 523 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IVV or JMMF?

IVV has an expense ratio of 0.03% while JMMF charges 0.16%. IVV is the cheaper option. On a $10,000 investment, that is $13 per year of difference.

What is the holdings overlap between IVV and JMMF?

IVV and JMMF share 0 common holdings with a 0.0% weight overlap. Combined, they hold 523 unique securities.

Which pays a higher dividend, IVV or JMMF?

IVV yields 1.09% while JMMF yields 1.86%, so JMMF currently pays the higher dividend yield.

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