JMMF vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: TiedMore Diversified: VYM

Side-by-Side Comparison

MetricJMMFVYMWinner
Expense Ratio0.16%0.04%
AUM$69M$79.0B
Dividend Yield1.86%2.86%
Holdings52568
YTD Return+2.06%+16.53%
1Y Return-+25.03%
3Y Return (annualized)-+18.54%
5Y Return (annualized)-+12.25%
Volatility (annualized)-14.6%
Max Drawdown-0.3%-58.8%
Fund FamilyJ.P. Morgan Asset ManagementVanguard (US)
CategoryMoney MarketEquity
InceptionDec 10, 2025Nov 10, 2006

JMMF vs VYM Performance

JPMorgan 100% US Treasury Securities Money Market ETF (JMMF) is a ETF from J.P. Morgan Asset Management and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, JMMF is up 2.06% versus a gain of 16.53% for VYM.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -0.3% for JMMF and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

JMMF charges 0.16% per year while VYM charges 0.04%. On a $10,000 position that is $16 vs $4 annually, a gap of $12 per year that compounds over a long holding period. On income, JMMF currently yields 1.86% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

JMMF and VYM share 0 holdings out of 576 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, JMMF or VYM?

JMMF has an expense ratio of 0.16% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $12 per year of difference.

What is the holdings overlap between JMMF and VYM?

JMMF and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 576 unique securities.

Which pays a higher dividend, JMMF or VYM?

JMMF yields 1.86% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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