JMMF vs SCHD
JPMorgan 100% US Treasury Securities Money Market ETF vs Schwab US Dividend Equity ETF
Which is better, JMMF or SCHD?
SCHD has been ahead.
SCHD has a lower expense ratio. SCHD led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | JMMF | SCHD |
|---|---|---|
| Expense Ratio | 0.16% | 0.06%Best |
| AUM | $97M | $111.6B |
| Dividend Yield | 2.74% | 3.24% |
| Holdings | 62 | 206 |
| YTD Return | +2.81% | +31.57%Best |
| 1Y Return | +3.00% | +37.84%Best |
| 3Y Return (annualized) | - | +20.77% |
| 5Y Return (annualized) | - | +10.50% |
| Fund Family | J.P. Morgan Asset Management | Charles Schwab Asset Management |
| Category | Money Market | Equity |
| Style | - | Large Cap Value |
| Inception | Dec 10, 2025 | Oct 20, 2011 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
JMMF vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
JMMF vs SCHD Performance
JPMorgan 100% US Treasury Securities Money Market ETF (JMMF) is an ETF from J.P. Morgan Asset Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year JMMF returned +3.00% while SCHD returned +37.84%. Year to date, JMMF is up 2.81% versus a gain of 31.57% for SCHD.
Past performance does not guarantee future results.
Fees and Cost Over Time
JMMF charges 0.16% per year while SCHD charges 0.06%. On a $10,000 position that is $16 vs $6 annually, a gap of $10 per year that compounds over a long holding period. On income, JMMF currently yields 2.74% against 3.24% for SCHD.
Holdings Overlap
We hold position weights for 21 holdings in JMMF and 98 in SCHD, totalling 12.3% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 21 positions we hold weights for in JMMF and 98 in SCHD, against full books of 62 and 206.
You are not choosing between two funds in isolation.
Whichever of JMMF and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, JMMF or SCHD?
JMMF has an expense ratio of 0.16% while SCHD charges 0.06%. SCHD is the cheaper option, by $10 a year on a $10,000 investment.
Which performed better, JMMF or SCHD?
Over the past year JMMF returned +3.00% vs +37.84% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which pays a higher dividend, JMMF or SCHD?
JMMF yields 2.74% while SCHD yields 3.24%, so SCHD currently pays the higher dividend yield.
Is SCHD better than JMMF?
SCHD has a lower expense ratio. SCHD led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.