IVV vs LIFT
iShares Core S&P 500 ETF vs LifeX 2028 Income Bucket ETF
Which is better, IVV or LIFT?
Large Cap Blend against Intermediate Term Bond.
IVV has a lower expense ratio. IVV led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | LIFT |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.25% |
| AUM | $876.4B | $2M |
| Dividend Yield | 1.06% | 40.51% |
| Holdings | 508 | 29 |
| YTD Return | +12.01%Best | -24.88% |
| 1Y Return | +16.48%Best | -23.98% |
| 3Y Return (annualized) | +21.21% | - |
| 5Y Return (annualized) | +12.95% | - |
| Volatility (annualized) | 13.3% | 5.6%Best |
| Fund Family | iShares by BlackRock (US) | Stone Ridge Asset Management |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Intermediate Term Bond |
| Inception | May 15, 2000 | Sep 24, 2025 |
Not shown on this pair: Max Drawdown, $10,000 over the window, Top 10 Weight.
IVV vs LIFT growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
IVV vs LIFT Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and LifeX 2028 Income Bucket ETF (LIFT) is an ETF from Stone Ridge Asset Management. Over the past year IVV returned +16.48% while LIFT returned -23.98%. Year to date, IVV is up 12.01% versus a loss of 24.88% for LIFT.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 13.3% compared with 5.6% for LIFT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at -0.01. They move largely independently of each other.
Fees and Cost Over Time
IVV charges 0.03% per year while LIFT charges 0.25%. On a $10,000 position that is $3 vs $25 annually, a gap of $22 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 40.51% for LIFT.
Holdings Overlap
We hold position weights for 490 holdings in IVV and 9 in LIFT, totalling 99.3% and 44.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 490 positions we hold weights for in IVV and 9 in LIFT, against full books of 508 and 29.
You are not choosing between two funds in isolation.
Whichever of IVV and LIFT you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or LIFT?
IVV has an expense ratio of 0.03% while LIFT charges 0.25%. IVV is the cheaper option, by $22 a year on a $10,000 investment.
Which performed better, IVV or LIFT?
Over the past year IVV returned +16.48% vs -23.98% for LIFT, so IVV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or LIFT?
IVV has been the more volatile fund at 13.3% annualized versus 5.6% for LIFT.
Should I hold both IVV and LIFT?
IVV and LIFT have a monthly-return correlation of -0.01, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or LIFT?
IVV yields 1.06% while LIFT yields 40.51%, so LIFT currently pays the higher dividend yield.
Is LIFT better than IVV?
IVV has a lower expense ratio. IVV led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.