LIFT vs VXUS

LIFT vs VXUS

Which is better, LIFT or VXUS?

Intermediate Term Bond against Large Cap Blend.

VXUS has a lower expense ratio. VXUS led over 1Y.

Lower Fees: VXUSHigher Returns (1Y): VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricLIFTVXUS
Expense Ratio0.25%0.05%Best
AUM$2M$158.1B
Dividend Yield40.51%2.51%
Holdings298,747
YTD Return-24.88%+12.57%Best
1Y Return-23.98%+19.71%Best
3Y Return (annualized)-+19.25%
5Y Return (annualized)-+8.59%
Volatility (annualized)5.6%Best14.3%
Fund FamilyStone Ridge Asset ManagementVanguard (US)
CategoryFixed IncomeEquity
StyleIntermediate Term BondLarge Cap Blend
InceptionSep 24, 2025Jan 26, 2011

Not shown on this pair: Max Drawdown, $10,000 over the window, Top 10 Weight.

LIFT vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

LIFT vs VXUS Performance

LifeX 2028 Income Bucket ETF (LIFT) is an ETF from Stone Ridge Asset Management and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year LIFT returned -23.98% while VXUS returned +19.71%. Year to date, LIFT is down 24.88% versus a gain of 12.57% for VXUS.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 14.3% compared with 5.6% for LIFT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The two funds' monthly returns correlate at 0.11. They move largely independently of each other.

Fees and Cost Over Time

LIFT charges 0.25% per year while VXUS charges 0.05%. On a $10,000 position that is $25 vs $5 annually, a gap of $20 per year that compounds over a long holding period. On income, LIFT currently yields 40.51% against 2.51% for VXUS.

Holdings Overlap

We hold position weights for 9 holdings in LIFT and 8,082 in VXUS, totalling 44.0% and 88.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 9 positions we hold weights for in LIFT and 8,082 in VXUS, against full books of 29 and 8,747.

You are not choosing between two funds in isolation.

Whichever of LIFT and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

LIFTVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, LIFT or VXUS?

LIFT has an expense ratio of 0.25% while VXUS charges 0.05%. VXUS is the cheaper option, by $20 a year on a $10,000 investment.

Which performed better, LIFT or VXUS?

Over the past year LIFT returned -23.98% vs +19.71% for VXUS, so VXUS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, LIFT or VXUS?

VXUS has been the more volatile fund at 14.3% annualized versus 5.6% for LIFT.

Should I hold both LIFT and VXUS?

LIFT and VXUS have a monthly-return correlation of 0.11, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, LIFT or VXUS?

LIFT yields 40.51% while VXUS yields 2.51%, so LIFT currently pays the higher dividend yield.

Is VXUS better than LIFT?

VXUS has a lower expense ratio. VXUS led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.