IVV vs LQIG

IVV vs LQIG
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Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVLQIGWinner
Expense Ratio0.03%0.07%
AUM$907.0B$28M
Dividend Yield1.10%5.07%
Holdings508371
YTD Return+12.71%+0.13%
1Y Return+21.89%+6.27%
3Y Return (annualized)+22.08%+4.73%
5Y Return (annualized)+12.96%-
Volatility (annualized)15.1%9.1%
Max Drawdown-56.5%-11.9%
Fund FamilyiShares by BlackRock (US)State Street Investment Management
CategoryEquityFixed Income
InceptionMay 15, 2000May 11, 2022

IVV vs LQIG Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and State Street SPDR MarketAxess Investment Grade 400 Corporate Bond ETF (LQIG) is a ETF from State Street Investment Management. Over the past year IVV returned +21.89% while LQIG returned +6.27%. Year to date, IVV is up 12.71% versus a gain of 0.13% for LQIG.

Over three years, IVV compounded at +22.08% per year against +4.73% for LQIG. Across the full 4-year window we track, IVV has the edge at +7.00% annualized vs +3.61%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 9.1% for LQIG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -11.9% for LQIG. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IVV charges 0.03% per year while LQIG charges 0.07%. On a $10,000 position that is $3 vs $7 annually, a gap of $4 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 5.07% for LQIG.

Holdings Overlap

0.0%overlap

IVV and LQIG share 0 holdings out of 587 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IVV or LQIG?

IVV has an expense ratio of 0.03% while LQIG charges 0.07%. IVV is the cheaper option. On a $10,000 investment, that is $4 per year of difference.

Which performed better, IVV or LQIG?

Over the past year IVV returned +21.89% vs +6.27% for LQIG, so IVV leads on 1-year performance. Over the longest common window we track (4 years), IVV annualized +7.00% vs +3.61% for LQIG. Past performance does not guarantee future results.

Which is riskier, IVV or LQIG?

IVV has been the more volatile fund at 15.1% annualized versus 9.1% for LQIG. Worst drawdown: IVV -56.5% vs LQIG -11.9%.

Should I hold both IVV and LQIG?

IVV and LQIG have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and LQIG?

IVV and LQIG share 0 common holdings with a 0.0% weight overlap. Combined, they hold 587 unique securities.

Which pays a higher dividend, IVV or LQIG?

IVV yields 1.10% while LQIG yields 5.07%, so LQIG currently pays the higher dividend yield.

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