LQIG vs VYM

LQIG vs VYM
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Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricLQIGVYMWinner
Expense Ratio0.07%0.04%
AUM$28M$81.6B
Dividend Yield5.07%2.24%
Holdings371616
YTD Return+0.13%+14.66%
1Y Return+6.27%+22.16%
3Y Return (annualized)+4.73%+18.72%
5Y Return (annualized)-+12.18%
Volatility (annualized)9.1%14.6%
Max Drawdown-11.9%-58.8%
Fund FamilyState Street Investment ManagementVanguard (US)
CategoryFixed IncomeEquity
InceptionMay 11, 2022Nov 10, 2006

LQIG vs VYM Performance

State Street SPDR MarketAxess Investment Grade 400 Corporate Bond ETF (LQIG) is a ETF from State Street Investment Management and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year LQIG returned +6.27% while VYM returned +22.16%. Year to date, LQIG is up 0.13% versus a gain of 14.66% for VYM.

Over three years, LQIG compounded at +4.73% per year against +18.72% for VYM. Across the full 4-year window we track, VYM has the edge at +7.01% annualized vs +3.61%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 9.1% for LQIG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -11.9% for LQIG and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.67. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

LQIG charges 0.07% per year while VYM charges 0.04%. On a $10,000 position that is $7 vs $4 annually, a gap of $3 per year that compounds over a long holding period. On income, LQIG currently yields 5.07% against 2.24% for VYM.

Holdings Overlap

0.0%overlap

LQIG and VYM share 0 holdings out of 685 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, LQIG or VYM?

LQIG has an expense ratio of 0.07% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $3 per year of difference.

Which performed better, LQIG or VYM?

Over the past year LQIG returned +6.27% vs +22.16% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (4 years), LQIG annualized +3.61% vs +7.01% for VYM. Past performance does not guarantee future results.

Which is riskier, LQIG or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 9.1% for LQIG. Worst drawdown: LQIG -11.9% vs VYM -58.8%.

Should I hold both LQIG and VYM?

LQIG and VYM have a monthly-return correlation of 0.67, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between LQIG and VYM?

LQIG and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 685 unique securities.

Which pays a higher dividend, LQIG or VYM?

LQIG yields 5.07% while VYM yields 2.24%, so LQIG currently pays the higher dividend yield.

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