IVV vs LTTI
iShares Core S&P 500 ETF vs FT Vest 20+ Year Treasury & Target Income ETF
Which is better, IVV or LTTI?
Large Cap Blend against Multi Alternative.
IVV has a lower expense ratio. IVV led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | LTTI |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.65% |
| AUM | $876.4B | $15M |
| Dividend Yield | 1.06% | 9.50% |
| Holdings | 508 | 12 |
| YTD Return | +14.15%Best | -3.31% |
| 1Y Return | +17.31%Best | -3.51% |
| 3Y Return (annualized) | +23.17% | - |
| 5Y Return (annualized) | +13.85% | - |
| Volatility (annualized) | 13.0% | 7.8%Best |
| Max Drawdown | -18.8% | -9.0%Best |
| $10,000 over 1.6 years | $12,946Best | $9,845 |
| Fund Family | iShares by BlackRock (US) | First Trust Portfolios (US) |
| Category | Equity | Alternative |
| Style | Large Cap Blend | Multi Alternative |
| Inception | May 15, 2000 | Feb 12, 2025 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Feb 13, 2025 to Sep 21, 2026 (1.6 years).
IVV vs LTTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.
IVV vs LTTI Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and FT Vest 20+ Year Treasury & Target Income ETF (LTTI) is an ETF from First Trust Portfolios (US). Over the past year IVV returned +17.31% while LTTI returned -3.51%. Year to date, IVV is up 14.15% versus a loss of 3.31% for LTTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 13.0% compared with 7.8% for LTTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.8% for IVV and -9.0% for LTTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.19. They move largely independently of each other.
Fees and Cost Over Time
IVV charges 0.03% per year while LTTI charges 0.65%. On a $10,000 position that is $3 vs $65 annually, a gap of $62 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 9.50% for LTTI.
You are not choosing between two funds in isolation.
Whichever of IVV and LTTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or LTTI?
IVV has an expense ratio of 0.03% while LTTI charges 0.65%. IVV is the cheaper option, by $62 a year on a $10,000 investment.
Which performed better, IVV or LTTI?
Over the past year IVV returned +17.31% vs -3.51% for LTTI, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +17.51% vs -0.97% for LTTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or LTTI?
IVV has been the more volatile fund at 13.0% annualized versus 7.8% for LTTI. Worst drawdown: IVV -18.8% vs LTTI -9.0%.
Should I hold both IVV and LTTI?
IVV and LTTI have a monthly-return correlation of 0.19, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or LTTI?
IVV yields 1.06% while LTTI yields 9.50%, so LTTI currently pays the higher dividend yield.
Is LTTI better than IVV?
IVV has a lower expense ratio. IVV led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.