LTTI vs VYM
LTTI vs VYM
FT Vest 20+ Year Treasury & Target Income ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | LTTI | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.65% | 0.04% | |
| AUM | $15M | $79.0B | |
| Dividend Yield | 9.16% | 2.86% | |
| Holdings | 5 | 568 | |
| YTD Return | -3.44% | +15.80% | |
| 1Y Return | -2.34% | +26.12% | |
| 3Y Return (annualized) | - | +18.25% | |
| 5Y Return (annualized) | - | +12.51% | |
| Volatility (annualized) | 8.0% | 14.6% | |
| Max Drawdown | -9.0% | -58.8% | |
| Fund Family | First Trust Portfolios (US) | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Feb 12, 2025 | Nov 10, 2006 |
LTTI vs VYM Performance
FT Vest 20+ Year Treasury & Target Income ETF (LTTI) is a ETF from First Trust Portfolios (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year LTTI returned -2.34% while VYM returned +26.12%. Year to date, LTTI is down 3.44% versus a gain of 15.80% for VYM.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 8.0% for LTTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -9.0% for LTTI and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.29. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
LTTI charges 0.65% per year while VYM charges 0.04%. On a $10,000 position that is $65 vs $4 annually, a gap of $61 per year that compounds over a long holding period. On income, LTTI currently yields 9.16% against 2.86% for VYM.
Frequently Asked Questions
Which is cheaper, LTTI or VYM?
LTTI has an expense ratio of 0.65% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $61 per year of difference.
Which performed better, LTTI or VYM?
Over the past year LTTI returned -2.34% vs +26.12% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), LTTI annualized -1.14% vs +7.07% for VYM. Past performance does not guarantee future results.
Which is riskier, LTTI or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 8.0% for LTTI. Worst drawdown: LTTI -9.0% vs VYM -58.8%.
Should I hold both LTTI and VYM?
LTTI and VYM have a monthly-return correlation of 0.29, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, LTTI or VYM?
LTTI yields 9.16% while VYM yields 2.86%, so LTTI currently pays the higher dividend yield.
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