IVV vs MFUL
iShares Core S&P 500 ETF vs Mindful Conservative ETF
Which is better, IVV or MFUL?
Large Cap Blend against Allocation/Balanced.
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 76.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | MFUL |
|---|---|---|
| Expense Ratio | 0.03%Best | 1.48% |
| AUM | $876.4B | $7M |
| Dividend Yield | 1.06% | 2.39% |
| Holdings | 508 | 17 |
| YTD Return | +12.39%Best | +2.22% |
| 1Y Return | +16.61%Best | +2.53% |
| 3Y Return (annualized) | +21.38%Best | +4.89% |
| 5Y Return (annualized) | +13.51% | - |
| Volatility (annualized) | 15.7% | 4.9%Best |
| Max Drawdown | -24.5% | -16.4%Best |
| $10,000 over 4.9 years | $17,624Best | $9,922 |
| Top 10 Weight | 37.8%Best | 76.1% |
| Fund Family | iShares by BlackRock (US) | Mohr Funds |
| Category | Equity | Allocation/Balanced |
| Style | Large Cap Blend | Allocation/Balanced |
| Inception | May 15, 2000 | Nov 2, 2021 |
Volatility and max drawdown, and the $10,000 over 4.9 years row, are measured over the window both funds cover: Nov 3, 2021 to Sep 18, 2026 (4.9 years).
IVV vs MFUL growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.9 years both funds cover.
IVV vs MFUL Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Mindful Conservative ETF (MFUL) is an ETF from Mohr Funds. Over the past year IVV returned +16.61% while MFUL returned +2.53%. Year to date, IVV is up 12.39% versus a gain of 2.22% for MFUL.
Over three years, IVV compounded at +21.38% per year against +4.89% for MFUL.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 4.9% for MFUL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.5% for IVV and -16.4% for MFUL. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while MFUL charges 1.48%. On a $10,000 position that is $3 vs $148 annually, a gap of $145 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 2.39% for MFUL.
Holdings Overlap
We hold position weights for 490 holdings in IVV and 16 in MFUL, totalling 99.3% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 490 positions we hold weights for in IVV and 16 in MFUL, against full books of 508 and 17.
What only one of them owns
Measured across the 490 and 16 positions we hold weights for.
IVV holds 482 positions MFUL does not, 98.6% of the fund.
Largest: NVDA 8.07%, AAPL 7.02%, MSFT 5.69%, AMZN 3.84%, GOOGL 3.00%
You are not choosing between two funds in isolation.
Whichever of IVV and MFUL you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or MFUL?
IVV has an expense ratio of 0.03% while MFUL charges 1.48%. IVV is the cheaper option, by $145 a year on a $10,000 investment.
Which performed better, IVV or MFUL?
Over the past year IVV returned +16.61% vs +2.53% for MFUL, so IVV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or MFUL?
IVV has been the more volatile fund at 15.7% annualized versus 4.9% for MFUL. Worst drawdown: IVV -24.5% vs MFUL -16.4%.
Should I hold both IVV and MFUL?
IVV and MFUL have a monthly-return correlation of 0.72, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or MFUL?
IVV yields 1.06% while MFUL yields 2.39%, so MFUL currently pays the higher dividend yield.
Is MFUL better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 76.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.