MFUL vs VXUS
Mindful Conservative ETF vs Vanguard Total International Stock ETF
Which is better, MFUL or VXUS?
Allocation/Balanced against Large Cap Blend.
VXUS has a lower expense ratio. VXUS led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MFUL | VXUS |
|---|---|---|
| Expense Ratio | 1.48% | 0.05%Best |
| AUM | $7M | $158.1B |
| Dividend Yield | 2.39% | 2.51% |
| Holdings | 17 | 8,747 |
| YTD Return | +2.68% | +13.03%Best |
| 1Y Return | +3.04% | +20.20%Best |
| 3Y Return (annualized) | +5.03% | +19.23%Best |
| 5Y Return (annualized) | - | +8.73% |
| Volatility (annualized) | 4.9%Best | 15.2% |
| Max Drawdown | -16.4%Best | -28.9% |
| $10,000 over 4.9 years | $9,966 | $15,254Best |
| Fund Family | Mohr Funds | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Allocation/Balanced | Large Cap Blend |
| Inception | Nov 2, 2021 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.9 years row, are measured over the window both funds cover: Nov 3, 2021 to Sep 14, 2026 (4.9 years).
MFUL vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.9 years both funds cover.
MFUL vs VXUS Performance
Mindful Conservative ETF (MFUL) is an ETF from Mohr Funds and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year MFUL returned +3.04% while VXUS returned +20.20%. Year to date, MFUL is up 2.68% versus a gain of 13.03% for VXUS.
Over three years, MFUL compounded at +5.03% per year against +19.23% for VXUS.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.2% compared with 4.9% for MFUL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.4% for MFUL and -28.9% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.
Fees and Cost Over Time
MFUL charges 1.48% per year while VXUS charges 0.05%. On a $10,000 position that is $148 vs $5 annually, a gap of $143 per year that compounds over a long holding period. On income, MFUL currently yields 2.39% against 2.51% for VXUS.
Holdings Overlap
We hold position weights for 16 holdings in MFUL and 8,082 in VXUS, totalling 100.0% and 88.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 16 positions we hold weights for in MFUL and 8,082 in VXUS, against full books of 17 and 8,747.
What only one of them owns
Measured across the 16 and 8,082 positions we hold weights for.
VXUS holds 35 positions MFUL does not, 2.3% of the fund.
Largest: MKL 0.76%, SHEL 0.57%, VWO 0.11%, JD 0.09%, ALC 0.08%
You are not choosing between two funds in isolation.
Whichever of MFUL and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MFUL or VXUS?
MFUL has an expense ratio of 1.48% while VXUS charges 0.05%. VXUS is the cheaper option, by $143 a year on a $10,000 investment.
Which performed better, MFUL or VXUS?
Over the past year MFUL returned +3.04% vs +20.20% for VXUS, so VXUS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, MFUL or VXUS?
VXUS has been the more volatile fund at 15.2% annualized versus 4.9% for MFUL. Worst drawdown: MFUL -16.4% vs VXUS -28.9%.
Should I hold both MFUL and VXUS?
MFUL and VXUS have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, MFUL or VXUS?
MFUL yields 2.39% while VXUS yields 2.51%, so VXUS currently pays the higher dividend yield.
Is VXUS better than MFUL?
VXUS has a lower expense ratio. VXUS led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.