MFUL vs VXUS
Mindful Conservative ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | MFUL | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 1.48% | 0.05% | |
| AUM | $7M | $156.5B | |
| Dividend Yield | 2.40% | 2.60% | |
| Holdings | 18 | 8,747 | |
| YTD Return | +3.55% | +14.57% | |
| 1Y Return | +5.36% | +27.82% | |
| 3Y Return (annualized) | +4.95% | +19.27% | |
| 5Y Return (annualized) | - | +9.28% | |
| Volatility (annualized) | 4.9% | 15.1% | |
| Max Drawdown | -16.4% | -39.9% | |
| Fund Family | Mohr Funds | Vanguard (US) | |
| Category | Allocation/Balanced | Equity | |
| Inception | Nov 2, 2021 | Jan 26, 2011 |
MFUL vs VXUS Performance
Mindful Conservative ETF (MFUL) is a ETF from Mohr Funds and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year MFUL returned +5.36% while VXUS returned +27.82%. Year to date, MFUL is up 3.55% versus a gain of 14.57% for VXUS.
Over three years, MFUL compounded at +4.95% per year against +19.27% for VXUS. Across the full 5-year window we track, VXUS has the edge at +4.86% annualized vs +0.11%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 4.9% for MFUL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.4% for MFUL and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.66. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
MFUL charges 1.48% per year while VXUS charges 0.05%. On a $10,000 position that is $148 vs $5 annually, a gap of $143 per year that compounds over a long holding period. On income, MFUL currently yields 2.40% against 2.60% for VXUS.
Holdings Overlap
MFUL and VXUS share 0 holdings out of 7878 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, MFUL or VXUS?
MFUL has an expense ratio of 1.48% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $143 per year of difference.
Which performed better, MFUL or VXUS?
Over the past year MFUL returned +5.36% vs +27.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (5 years), MFUL annualized +0.11% vs +4.86% for VXUS. Past performance does not guarantee future results.
Which is riskier, MFUL or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 4.9% for MFUL. Worst drawdown: MFUL -16.4% vs VXUS -39.9%.
Should I hold both MFUL and VXUS?
MFUL and VXUS have a monthly-return correlation of 0.66, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between MFUL and VXUS?
MFUL and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7878 unique securities.
Which pays a higher dividend, MFUL or VXUS?
MFUL yields 2.40% while VXUS yields 2.60%, so VXUS currently pays the higher dividend yield.
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