MFUL vs VYM
Mindful Conservative ETF vs Vanguard High Dividend Yield ETF
Which is better, MFUL or VYM?
Allocation/Balanced against Large Cap Value.
VYM has a lower expense ratio. VYM led over 1Y, 3Y and the full window. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 76.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MFUL | VYM |
|---|---|---|
| Expense Ratio | 1.48% | 0.04%Best |
| AUM | $7M | $81.6B |
| Dividend Yield | 2.39% | 2.22% |
| Holdings | 17 | 613 |
| YTD Return | +2.22% | +11.71%Best |
| 1Y Return | +2.55% | +16.24%Best |
| 3Y Return (annualized) | +4.89% | +17.24%Best |
| 5Y Return (annualized) | - | +11.86% |
| Volatility (annualized) | 4.9%Best | 13.8% |
| Max Drawdown | -16.4% | -15.8%Best |
| $10,000 over 4.9 years | $9,922 | $16,742Best |
| Top 10 Weight | 76.1% | 26.1%Best |
| Fund Family | Mohr Funds | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Allocation/Balanced | Large Cap Value |
| Inception | Nov 2, 2021 | Nov 10, 2006 |
Volatility and max drawdown, and the $10,000 over 4.9 years row, are measured over the window both funds cover: Nov 3, 2021 to Sep 16, 2026 (4.9 years).
MFUL vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.9 years both funds cover.
MFUL vs VYM Performance
Mindful Conservative ETF (MFUL) is an ETF from Mohr Funds and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year MFUL returned +2.55% while VYM returned +16.24%. Year to date, MFUL is up 2.22% versus a gain of 11.71% for VYM.
Over three years, MFUL compounded at +4.89% per year against +17.24% for VYM.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 13.8% compared with 4.9% for MFUL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.4% for MFUL and -15.8% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.63. They move together some of the time, and apart the rest.
Fees and Cost Over Time
MFUL charges 1.48% per year while VYM charges 0.04%. On a $10,000 position that is $148 vs $4 annually, a gap of $144 per year that compounds over a long holding period. On income, MFUL currently yields 2.39% against 2.22% for VYM.
Holdings Overlap
We hold position weights for 16 holdings in MFUL and 557 in VYM, totalling 100.0% and 99.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 16 positions we hold weights for in MFUL and 557 in VYM, against full books of 17 and 613.
What only one of them owns
Measured across the 16 and 557 positions we hold weights for.
VYM holds 528 positions MFUL does not, 97.1% of the fund.
Largest: AVGO 7.35%, JPM 3.82%, XOM 2.63%, JNJ 2.51%, CSCO 1.86%
You are not choosing between two funds in isolation.
Whichever of MFUL and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MFUL or VYM?
MFUL has an expense ratio of 1.48% while VYM charges 0.04%. VYM is the cheaper option, by $144 a year on a $10,000 investment.
Which performed better, MFUL or VYM?
Over the past year MFUL returned +2.55% vs +16.24% for VYM, so VYM leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, MFUL or VYM?
VYM has been the more volatile fund at 13.8% annualized versus 4.9% for MFUL. Worst drawdown: MFUL -16.4% vs VYM -15.8%.
Should I hold both MFUL and VYM?
MFUL and VYM have a monthly-return correlation of 0.63, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, MFUL or VYM?
MFUL yields 2.39% while VYM yields 2.22%, so MFUL currently pays the higher dividend yield.
Is VYM better than MFUL?
VYM has a lower expense ratio. VYM led over 1Y, 3Y and the full window. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 76.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.