IVV vs MYCG
iShares Core S&P 500 ETF vs State Street My2027 Corporate Bond ETF
Which is better, IVV or MYCG?
Large Cap Blend against Investment Grade Bond.
IVV has a lower expense ratio. IVV led over 1Y and the full window. MYCG is less concentrated, with 20.4% of the fund in its ten largest positions against 38.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | MYCG |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.15% |
| AUM | $882.6B | $45M |
| Dividend Yield | 1.06% | 4.28% |
| Holdings | 508 | 371 |
| YTD Return | +14.90%Best | +2.56% |
| 1Y Return | +17.30%Best | +3.76% |
| 3Y Return (annualized) | +23.04% | - |
| 5Y Return (annualized) | +13.97% | - |
| Volatility (annualized) | 12.4% | 1.0%Best |
| Max Drawdown | -18.8% | -0.9%Best |
| $10,000 over 2 years | $13,870Best | $10,853 |
| Top 10 Weight | 38.1% | 20.4%Best |
| Fund Family | iShares by BlackRock (US) | State Street Investment Management |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Investment Grade Bond |
| Inception | May 15, 2000 | Sep 23, 2024 |
Volatility and max drawdown, and the $10,000 over 2 years row, are measured over the window both funds cover: Sep 24, 2024 to Oct 9, 2026 (2 years).
IVV vs MYCG growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2 years both funds cover.
IVV vs MYCG Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and State Street My2027 Corporate Bond ETF (MYCG) is an ETF from State Street Investment Management. Over the past year IVV returned +17.30% while MYCG returned +3.76%. Year to date, IVV is up 14.90% versus a gain of 2.56% for MYCG.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 12.4% compared with 1.0% for MYCG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.8% for IVV and -0.9% for MYCG. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.37. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IVV charges 0.03% per year while MYCG charges 0.15%. On a $10,000 position that is $3 vs $15 annually, a gap of $12 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 4.28% for MYCG.
Holdings Overlap
We hold position weights for 505 holdings in IVV and 180 in MYCG, totalling 99.9% and 97.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 505 positions we hold weights for in IVV and 180 in MYCG, against full books of 508 and 371.
What only one of them owns
Our book lists 177 positions for MYCG that do not appear in our book for IVV (97.6% of the fund), and 494 for IVV that do not appear in MYCG (99.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of IVV and MYCG you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or MYCG?
IVV has an expense ratio of 0.03% while MYCG charges 0.15%. IVV is the cheaper option, by $12 a year on a $10,000 investment.
Which performed better, IVV or MYCG?
Over the past year IVV returned +17.30% vs +3.76% for MYCG, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +17.77% vs +4.18% for MYCG. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or MYCG?
IVV has been the more volatile fund at 12.4% annualized versus 1.0% for MYCG. Worst drawdown: IVV -18.8% vs MYCG -0.9%.
Should I hold both IVV and MYCG?
IVV and MYCG have a monthly-return correlation of 0.37, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or MYCG?
IVV yields 1.06% while MYCG yields 4.28%, so MYCG currently pays the higher dividend yield.
Is MYCG better than IVV?
IVV has a lower expense ratio. IVV led over 1Y and the full window. MYCG is less concentrated, with 20.4% of the fund in its ten largest positions against 38.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.