MYCG vs VYM
State Street My2027 Corporate Bond ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.
Side-by-Side Comparison
| Metric | MYCG | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.15% | 0.04% | |
| AUM | $37M | $81.6B | |
| Dividend Yield | 4.28% | 2.24% | |
| Holdings | 180 | 616 | |
| YTD Return | +2.21% | +15.34% | |
| 1Y Return | +4.26% | +23.24% | |
| 3Y Return (annualized) | - | +19.22% | |
| 5Y Return (annualized) | - | +12.21% | |
| Volatility (annualized) | 1.1% | 14.6% | |
| Max Drawdown | -0.9% | -58.8% | |
| Fund Family | State Street Investment Management | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 23, 2024 | Nov 10, 2006 |
MYCG vs VYM Performance
State Street My2027 Corporate Bond ETF (MYCG) is a ETF from State Street Investment Management and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year MYCG returned +4.26% while VYM returned +23.24%. Year to date, MYCG is up 2.21% versus a gain of 15.34% for VYM.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 1.1% for MYCG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -0.9% for MYCG and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.45. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
MYCG charges 0.15% per year while VYM charges 0.04%. On a $10,000 position that is $15 vs $4 annually, a gap of $11 per year that compounds over a long holding period. On income, MYCG currently yields 4.28% against 2.24% for VYM.
Holdings Overlap
MYCG and VYM share 0 holdings out of 606 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, MYCG or VYM?
MYCG has an expense ratio of 0.15% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $11 per year of difference.
Which performed better, MYCG or VYM?
Over the past year MYCG returned +4.26% vs +23.24% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), MYCG annualized +4.29% vs +7.04% for VYM. Past performance does not guarantee future results.
Which is riskier, MYCG or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 1.1% for MYCG. Worst drawdown: MYCG -0.9% vs VYM -58.8%.
Should I hold both MYCG and VYM?
MYCG and VYM have a monthly-return correlation of 0.45, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between MYCG and VYM?
MYCG and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 606 unique securities.
Which pays a higher dividend, MYCG or VYM?
MYCG yields 4.28% while VYM yields 2.24%, so MYCG currently pays the higher dividend yield.
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