IVV vs OSEA
iShares Core S&P 500 ETF vs Harbor International Compounders ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | OSEA | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.55% | |
| AUM | $865.2B | $470M | |
| Dividend Yield | 1.09% | 1.24% | |
| Holdings | 508 | 38 | |
| YTD Return | +13.43% | +2.09% | |
| 1Y Return | +22.61% | +8.57% | |
| 3Y Return (annualized) | +21.47% | +8.92% | |
| 5Y Return (annualized) | +13.26% | - | |
| Volatility (annualized) | 15.1% | 14.5% | |
| Max Drawdown | -56.5% | -18.1% | |
| Fund Family | iShares by BlackRock (US) | Harbor Funds | |
| Category | Equity | Equity | |
| Inception | May 15, 2000 | Sep 6, 2022 |
IVV vs OSEA Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Harbor International Compounders ETF (OSEA) is a ETF from Harbor Funds. Over the past year IVV returned +22.61% while OSEA returned +8.57%. Year to date, IVV is up 13.43% versus a gain of 2.09% for OSEA.
Over three years, IVV compounded at +21.47% per year against +8.92% for OSEA. Across the full 4-year window we track, OSEA has the edge at +12.68% annualized vs +7.03%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 14.5% for OSEA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -18.1% for OSEA. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while OSEA charges 0.55%. On a $10,000 position that is $3 vs $55 annually, a gap of $52 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 1.24% for OSEA.
Holdings Overlap
IVV and OSEA share 1 holdings out of 534 unique holdings combined, representing a 0.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IVV | Weight in OSEA | Difference |
|---|---|---|---|
| LIN:IE | 0.36% | 3.46% | 3.10% |
Frequently Asked Questions
Which is cheaper, IVV or OSEA?
IVV has an expense ratio of 0.03% while OSEA charges 0.55%. IVV is the cheaper option. On a $10,000 investment, that is $52 per year of difference.
Which performed better, IVV or OSEA?
Over the past year IVV returned +22.61% vs +8.57% for OSEA, so IVV leads on 1-year performance. Over the longest common window we track (4 years), IVV annualized +7.03% vs +12.68% for OSEA. Past performance does not guarantee future results.
Which is riskier, IVV or OSEA?
IVV has been the more volatile fund at 15.1% annualized versus 14.5% for OSEA. Worst drawdown: IVV -56.5% vs OSEA -18.1%.
Should I hold both IVV and OSEA?
IVV and OSEA have a monthly-return correlation of 0.73, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and OSEA?
IVV and OSEA share 1 common holdings with a 0.4% weight overlap. Combined, they hold 534 unique securities.
Which pays a higher dividend, IVV or OSEA?
IVV yields 1.09% while OSEA yields 1.24%, so OSEA currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.