OSEA vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricOSEAVYMWinner
Expense Ratio0.55%0.04%
AUM$470M$79.0B
Dividend Yield1.24%2.86%
Holdings38568
YTD Return+2.04%+16.10%
1Y Return+8.51%+25.99%
3Y Return (annualized)+8.86%+18.29%
5Y Return (annualized)-+12.35%
Volatility (annualized)14.5%14.6%
Max Drawdown-18.1%-58.8%
Fund FamilyHarbor FundsVanguard (US)
CategoryEquityEquity
InceptionSep 6, 2022Nov 10, 2006

OSEA vs VYM Performance

Harbor International Compounders ETF (OSEA) is a ETF from Harbor Funds and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year OSEA returned +8.51% while VYM returned +25.99%. Year to date, OSEA is up 2.04% versus a gain of 16.10% for VYM.

Over three years, OSEA compounded at +8.86% per year against +18.29% for VYM. Across the full 4-year window we track, OSEA has the edge at +12.68% annualized vs +7.08%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 14.5% for OSEA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.1% for OSEA and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.65. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

OSEA charges 0.55% per year while VYM charges 0.04%. On a $10,000 position that is $55 vs $4 annually, a gap of $51 per year that compounds over a long holding period. On income, OSEA currently yields 1.24% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

OSEA and VYM share 0 holdings out of 588 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, OSEA or VYM?

OSEA has an expense ratio of 0.55% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $51 per year of difference.

Which performed better, OSEA or VYM?

Over the past year OSEA returned +8.51% vs +25.99% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (4 years), OSEA annualized +12.68% vs +7.08% for VYM. Past performance does not guarantee future results.

Which is riskier, OSEA or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 14.5% for OSEA. Worst drawdown: OSEA -18.1% vs VYM -58.8%.

Should I hold both OSEA and VYM?

OSEA and VYM have a monthly-return correlation of 0.65, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between OSEA and VYM?

OSEA and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 588 unique securities.

Which pays a higher dividend, OSEA or VYM?

OSEA yields 1.24% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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