IVV vs PALL

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVPALLWinner
Expense Ratio0.03%0.60%
AUM$865.2B$618M
Dividend Yield1.09%0.00%
Holdings5082
YTD Return+13.72%-16.60%
1Y Return+21.64%+20.83%
3Y Return (annualized)+21.55%+1.88%
5Y Return (annualized)+13.27%-12.71%
Volatility (annualized)15.1%29.7%
Max Drawdown-56.5%-73.6%
Fund FamilyiShares by BlackRock (US)Aberdeen
CategoryEquityCommodity
InceptionMay 15, 2000Jan 8, 2010

IVV vs PALL Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and abrdn Physical Palladium Shares ETF (PALL) is a ETF from Aberdeen. Over the past year IVV returned +21.64% while PALL returned +20.83%. Year to date, IVV is up 13.72% versus a loss of 16.60% for PALL.

Over three years, IVV compounded at +21.55% per year against +1.88% for PALL; over five years the annualized figures are +13.27% and -12.71% respectively. Across the full 17-year window we track, IVV has the edge at +7.04% annualized vs +6.58%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

PALL has been the more volatile fund, with annualized monthly volatility of 29.7% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -73.6% for PALL. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.26. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while PALL charges 0.60%. On a $10,000 position that is $3 vs $60 annually, a gap of $57 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 0.00% for PALL.

Frequently Asked Questions

Which is cheaper, IVV or PALL?

IVV has an expense ratio of 0.03% while PALL charges 0.60%. IVV is the cheaper option. On a $10,000 investment, that is $57 per year of difference.

Which performed better, IVV or PALL?

Over the past year IVV returned +21.64% vs +20.83% for PALL, so IVV leads on 1-year performance. Over the longest common window we track (17 years), IVV annualized +7.04% vs +6.58% for PALL. Past performance does not guarantee future results.

Which is riskier, IVV or PALL?

PALL has been the more volatile fund at 29.7% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs PALL -73.6%.

Should I hold both IVV and PALL?

IVV and PALL have a monthly-return correlation of 0.26, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, IVV or PALL?

IVV yields 1.09% while PALL yields 0.00%, so IVV currently pays the higher dividend yield.

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