PALL vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricPALLSCHDWinner
Expense Ratio0.60%0.06%
AUM$618M$103.7B
Dividend Yield0.00%3.31%
Holdings2104
YTD Return-15.73%+25.33%
1Y Return+19.90%+32.31%
3Y Return (annualized)+1.64%+15.40%
5Y Return (annualized)-12.63%+9.70%
Volatility (annualized)29.7%13.6%
Max Drawdown-73.6%-33.4%
Fund FamilyAberdeenCharles Schwab Asset Management
CategoryCommodityEquity
InceptionJan 8, 2010Oct 20, 2011

PALL vs SCHD Performance

abrdn Physical Palladium Shares ETF (PALL) is a ETF from Aberdeen and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year PALL returned +19.90% while SCHD returned +32.31%. Year to date, PALL is down 15.73% versus a gain of 25.33% for SCHD.

Over three years, PALL compounded at +1.64% per year against +15.40% for SCHD; over five years the annualized figures are -12.63% and +9.70% respectively. Across the full 15-year window we track, SCHD has the edge at +11.45% annualized vs +6.65%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

PALL has been the more volatile fund, with annualized monthly volatility of 29.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -73.6% for PALL and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.18. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

PALL charges 0.60% per year while SCHD charges 0.06%. On a $10,000 position that is $60 vs $6 annually, a gap of $54 per year that compounds over a long holding period. On income, PALL currently yields 0.00% against 3.31% for SCHD.

Frequently Asked Questions

Which is cheaper, PALL or SCHD?

PALL has an expense ratio of 0.60% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $54 per year of difference.

Which performed better, PALL or SCHD?

Over the past year PALL returned +19.90% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), PALL annualized +6.65% vs +11.45% for SCHD. Past performance does not guarantee future results.

Which is riskier, PALL or SCHD?

PALL has been the more volatile fund at 29.7% annualized versus 13.6% for SCHD. Worst drawdown: PALL -73.6% vs SCHD -33.4%.

Should I hold both PALL and SCHD?

PALL and SCHD have a monthly-return correlation of 0.18, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, PALL or SCHD?

PALL yields 0.00% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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