IVV vs PRSD

IVV vs PRSD

Which is better, IVV or PRSD?

IVV has been ahead.

IVV has a lower expense ratio. IVV led over 1Y and the full window.

Lower Fees: IVVHigher Returns: IVV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIVVPRSD
Expense Ratio0.03%Best0.45%
AUM$876.4B$123M
Dividend Yield1.06%3.66%
Holdings508149
YTD Return+12.51%Best+1.64%
1Y Return+17.57%Best+2.89%
3Y Return (annualized)+21.27%-
5Y Return (annualized)+12.95%-
Volatility (annualized)13.3%1.6%Best
Max Drawdown-8.9%-0.7%Best
$10,000 over 1 years$11,851Best$10,301
Fund FamilyiShares by BlackRock (US)State Street Investment Management
CategoryEquityFixed Income
StyleLarge Cap Blend-
InceptionMay 15, 2000Sep 10, 2025

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Sep 10, 2025 to Sep 11, 2026 (1 years).

IVV vs PRSD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.

IVV vs PRSD Performance

iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and State Street Short Duration IG Public & Private Credit ETF (PRSD) is an ETF from State Street Investment Management. Over the past year IVV returned +17.57% while PRSD returned +2.89%. Year to date, IVV is up 12.51% versus a gain of 1.64% for PRSD.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 13.3% compared with 1.6% for PRSD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -8.9% for IVV and -0.7% for PRSD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.58. They move together some of the time, and apart the rest.

Fees and Cost Over Time

IVV charges 0.03% per year while PRSD charges 0.45%. On a $10,000 position that is $3 vs $45 annually, a gap of $42 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 3.66% for PRSD.

Holdings Overlap

We hold position weights for 505 holdings in IVV and 1 in PRSD, totalling 100.0% and 0.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 505 positions we hold weights for in IVV and 1 in PRSD, against full books of 508 and 149.

You are not choosing between two funds in isolation.

Whichever of IVV and PRSD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IVVPRSD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IVV or PRSD?

IVV has an expense ratio of 0.03% while PRSD charges 0.45%. IVV is the cheaper option, by $42 a year on a $10,000 investment.

Which performed better, IVV or PRSD?

Over the past year IVV returned +17.57% vs +2.89% for PRSD, so IVV leads on 1-year performance. Over the longest common window we track (1 years), IVV annualized +18.51% vs +3.01% for PRSD. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IVV or PRSD?

IVV has been the more volatile fund at 13.3% annualized versus 1.6% for PRSD. Worst drawdown: IVV -8.9% vs PRSD -0.7%.

Should I hold both IVV and PRSD?

IVV and PRSD have a monthly-return correlation of 0.58, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, IVV or PRSD?

IVV yields 1.06% while PRSD yields 3.66%, so PRSD currently pays the higher dividend yield.

Is PRSD better than IVV?

IVV has a lower expense ratio. IVV led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.