PRSD vs VYM

PRSD vs VYM

Which is better, PRSD or VYM?

VYM has been ahead.

VYM has a lower expense ratio. VYM led over 1Y and the full window.

Lower Fees: VYMHigher Returns: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricPRSDVYM
Expense Ratio0.45%0.04%Best
AUM$123M$81.6B
Dividend Yield3.66%2.22%
Holdings149613
YTD Return+1.64%+13.91%Best
1Y Return+2.89%+17.57%Best
3Y Return (annualized)-+18.12%
5Y Return (annualized)-+12.17%
Volatility (annualized)1.6%Best9.5%
Max Drawdown-0.7%Best-6.7%
$10,000 over 1 years$10,301$11,857Best
Fund FamilyState Street Investment ManagementVanguard (US)
CategoryFixed IncomeEquity
Style-Large Cap Value
InceptionSep 10, 2025Nov 10, 2006

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Sep 10, 2025 to Sep 11, 2026 (1 years).

PRSD vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.

PRSD vs VYM Performance

State Street Short Duration IG Public & Private Credit ETF (PRSD) is an ETF from State Street Investment Management and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year PRSD returned +2.89% while VYM returned +17.57%. Year to date, PRSD is up 1.64% versus a gain of 13.91% for VYM.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 9.5% compared with 1.6% for PRSD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -0.7% for PRSD and -6.7% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.63. They move together some of the time, and apart the rest.

Fees and Cost Over Time

PRSD charges 0.45% per year while VYM charges 0.04%. On a $10,000 position that is $45 vs $4 annually, a gap of $41 per year that compounds over a long holding period. On income, PRSD currently yields 3.66% against 2.22% for VYM.

Holdings Overlap

We hold position weights for 1 holding in PRSD and 603 in VYM, totalling 0.0% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 1 positions we hold weights for in PRSD and 603 in VYM, against full books of 149 and 613.

You are not choosing between two funds in isolation.

Whichever of PRSD and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

PRSDVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, PRSD or VYM?

PRSD has an expense ratio of 0.45% while VYM charges 0.04%. VYM is the cheaper option, by $41 a year on a $10,000 investment.

Which performed better, PRSD or VYM?

Over the past year PRSD returned +2.89% vs +17.57% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (1 years), PRSD annualized +3.01% vs +18.57% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, PRSD or VYM?

VYM has been the more volatile fund at 9.5% annualized versus 1.6% for PRSD. Worst drawdown: PRSD -0.7% vs VYM -6.7%.

Should I hold both PRSD and VYM?

PRSD and VYM have a monthly-return correlation of 0.63, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, PRSD or VYM?

PRSD yields 3.66% while VYM yields 2.22%, so PRSD currently pays the higher dividend yield.

Is VYM better than PRSD?

VYM has a lower expense ratio. VYM led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.