IVV vs PSMD
iShares Core S&P 500 ETF vs Pacer Swan SOS Moderate (January) ETF
Which is better, IVV or PSMD?
Large Cap Blend against Equity-oriented Balanced.
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.95.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | PSMD |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.49% |
| AUM | $876.4B | $94M |
| Dividend Yield | 1.06% | 0.00% |
| Holdings | 508 | 6 |
| YTD Return | +11.57%Best | +7.56% |
| 1Y Return | +17.57%Best | +11.26% |
| 3Y Return (annualized) | +20.71%Best | +12.11% |
| 5Y Return (annualized) | +12.80%Best | +9.31% |
| Volatility (annualized) | 15.1% | 7.4%Best |
| Max Drawdown | -24.5% | -12.0%Best |
| $10,000 over 5 years | $18,262Best | $15,606 |
| Fund Family | iShares by BlackRock (US) | Pacer ETFs |
| Category | Equity | Allocation/Balanced |
| Style | Large Cap Blend | Equity-oriented Balanced |
| Inception | May 15, 2000 | Dec 22, 2020 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Dec 23, 2020 to Sep 10, 2026 (5.7 years).
IVV vs PSMD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.7 years both funds cover.
IVV vs PSMD Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Pacer Swan SOS Moderate (January) ETF (PSMD) is an ETF from Pacer ETFs. Over the past year IVV returned +17.57% while PSMD returned +11.26%. Year to date, IVV is up 11.57% versus a gain of 7.56% for PSMD.
Over three years, IVV compounded at +20.71% per year against +12.11% for PSMD; over five years the annualized figures are +12.80% and +9.31% respectively. Across the full 6-year window we track, IVV has the edge at +15.06% annualized vs +9.77%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 7.4% for PSMD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.5% for IVV and -12.0% for PSMD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IVV charges 0.03% per year while PSMD charges 0.49%. On a $10,000 position that is $3 vs $49 annually, a gap of $46 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 0.00% for PSMD.
Holdings Overlap
We hold position weights for 505 holdings in IVV and 1 in PSMD, totalling 100.0% and 0.3% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 505 positions we hold weights for in IVV and 1 in PSMD, against full books of 508 and 6.
You are not choosing between two funds in isolation.
Whichever of IVV and PSMD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or PSMD?
IVV has an expense ratio of 0.03% while PSMD charges 0.49%. IVV is the cheaper option, by $46 a year on a $10,000 investment.
Which performed better, IVV or PSMD?
Over the past year IVV returned +17.57% vs +11.26% for PSMD, so IVV leads on 1-year performance. Over the longest common window we track (6 years), IVV annualized +15.06% vs +9.77% for PSMD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or PSMD?
IVV has been the more volatile fund at 15.1% annualized versus 7.4% for PSMD. Worst drawdown: IVV -24.5% vs PSMD -12.0%.
Should I hold both IVV and PSMD?
IVV and PSMD have a monthly-return correlation of 0.95, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, IVV or PSMD?
IVV yields 1.06% while PSMD yields 0.00%, so IVV currently pays the higher dividend yield.
Is PSMD better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.95. Which one suits a particular account depends on what it is for. This is information, not a recommendation.