IVV vs QSPT

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVQSPTWinner
Expense Ratio0.03%0.90%
AUM$865.2B$620M
Dividend Yield1.09%0.00%
Holdings5085
YTD Return+13.72%+12.01%
1Y Return+21.64%+16.01%
3Y Return (annualized)+21.55%+17.91%
5Y Return (annualized)+13.27%+12.39%
Volatility (annualized)15.1%13.5%
Max Drawdown-56.5%-22.6%
Fund FamilyiShares by BlackRock (US)First Trust Portfolios (US)
CategoryEquityAlternative
InceptionMay 15, 2000Sep 17, 2021

IVV vs QSPT Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and FT Vest Nasdaq-100 Buffer ETF - September (QSPT) is a ETF from First Trust Portfolios (US). Over the past year IVV returned +21.64% while QSPT returned +16.01%. Year to date, IVV is up 13.72% versus a gain of 12.01% for QSPT.

Over three years, IVV compounded at +21.55% per year against +17.91% for QSPT; over five years the annualized figures are +13.27% and +12.39% respectively. Across the full 5-year window we track, QSPT has the edge at +12.39% annualized vs +7.04%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 13.5% for QSPT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -22.6% for QSPT. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IVV charges 0.03% per year while QSPT charges 0.90%. On a $10,000 position that is $3 vs $90 annually, a gap of $87 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 0.00% for QSPT.

Holdings Overlap

0.0%overlap

IVV and QSPT share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IVV or QSPT?

IVV has an expense ratio of 0.03% while QSPT charges 0.90%. IVV is the cheaper option. On a $10,000 investment, that is $87 per year of difference.

Which performed better, IVV or QSPT?

Over the past year IVV returned +21.64% vs +16.01% for QSPT, so IVV leads on 1-year performance. Over the longest common window we track (5 years), IVV annualized +7.04% vs +12.39% for QSPT. Past performance does not guarantee future results.

Which is riskier, IVV or QSPT?

IVV has been the more volatile fund at 15.1% annualized versus 13.5% for QSPT. Worst drawdown: IVV -56.5% vs QSPT -22.6%.

Should I hold both IVV and QSPT?

IVV and QSPT have a monthly-return correlation of 0.92, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between IVV and QSPT?

IVV and QSPT share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, IVV or QSPT?

IVV yields 1.09% while QSPT yields 0.00%, so IVV currently pays the higher dividend yield.

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