IVV vs RINF
iShares Core S&P 500 ETF vs ProShares Inflation Expectations ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IVV | RINF | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.30% | |
| AUM | $865.2B | $18M | |
| Dividend Yield | 1.09% | 3.69% | |
| Holdings | 508 | 6 | |
| YTD Return | +14.50% | +2.65% | |
| 1Y Return | +22.02% | +3.59% | |
| 3Y Return (annualized) | +21.80% | +3.17% | |
| 5Y Return (annualized) | +13.37% | +5.47% | |
| Volatility (annualized) | 15.1% | 10.3% | |
| Max Drawdown | -56.5% | -50.9% | |
| Fund Family | iShares by BlackRock (US) | ProShares | |
| Category | Equity | Fixed Income | |
| Inception | May 15, 2000 | Jan 10, 2012 |
IVV vs RINF Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and ProShares Inflation Expectations ETF (RINF) is a ETF from ProShares. Over the past year IVV returned +22.02% while RINF returned +3.59%. Year to date, IVV is up 14.50% versus a gain of 2.65% for RINF.
Over three years, IVV compounded at +21.80% per year against +3.17% for RINF; over five years the annualized figures are +13.37% and +5.47% respectively. Across the full 15-year window we track, IVV has the edge at +7.07% annualized vs -0.05%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 10.3% for RINF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -50.9% for RINF. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.41. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while RINF charges 0.30%. On a $10,000 position that is $3 vs $30 annually, a gap of $27 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 3.69% for RINF.
Holdings Overlap
IVV and RINF share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or RINF?
IVV has an expense ratio of 0.03% while RINF charges 0.30%. IVV is the cheaper option. On a $10,000 investment, that is $27 per year of difference.
Which performed better, IVV or RINF?
Over the past year IVV returned +22.02% vs +3.59% for RINF, so IVV leads on 1-year performance. Over the longest common window we track (15 years), IVV annualized +7.07% vs -0.05% for RINF. Past performance does not guarantee future results.
Which is riskier, IVV or RINF?
IVV has been the more volatile fund at 15.1% annualized versus 10.3% for RINF. Worst drawdown: IVV -56.5% vs RINF -50.9%.
Should I hold both IVV and RINF?
IVV and RINF have a monthly-return correlation of 0.41, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and RINF?
IVV and RINF share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.
Which pays a higher dividend, IVV or RINF?
IVV yields 1.09% while RINF yields 3.69%, so RINF currently pays the higher dividend yield.
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