RINF vs VYM
ProShares Inflation Expectations ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | RINF | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.30% | 0.04% | |
| AUM | $18M | $79.0B | |
| Dividend Yield | 3.69% | 2.86% | |
| Holdings | 6 | 568 | |
| YTD Return | +2.65% | +16.78% | |
| 1Y Return | +3.59% | +24.43% | |
| 3Y Return (annualized) | +3.17% | +18.60% | |
| 5Y Return (annualized) | +5.47% | +12.30% | |
| Volatility (annualized) | 10.3% | 14.6% | |
| Max Drawdown | -50.9% | -58.8% | |
| Fund Family | ProShares | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jan 10, 2012 | Nov 10, 2006 |
RINF vs VYM Performance
ProShares Inflation Expectations ETF (RINF) is a ETF from ProShares and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year RINF returned +3.59% while VYM returned +24.43%. Year to date, RINF is up 2.65% versus a gain of 16.78% for VYM.
Over three years, RINF compounded at +3.17% per year against +18.60% for VYM; over five years the annualized figures are +5.47% and +12.30% respectively. Across the full 15-year window we track, VYM has the edge at +7.11% annualized vs -0.05%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 10.3% for RINF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -50.9% for RINF and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.43. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
RINF charges 0.30% per year while VYM charges 0.04%. On a $10,000 position that is $30 vs $4 annually, a gap of $26 per year that compounds over a long holding period. On income, RINF currently yields 3.69% against 2.86% for VYM.
Holdings Overlap
RINF and VYM share 0 holdings out of 559 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RINF or VYM?
RINF has an expense ratio of 0.30% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $26 per year of difference.
Which performed better, RINF or VYM?
Over the past year RINF returned +3.59% vs +24.43% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (15 years), RINF annualized -0.05% vs +7.11% for VYM. Past performance does not guarantee future results.
Which is riskier, RINF or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 10.3% for RINF. Worst drawdown: RINF -50.9% vs VYM -58.8%.
Should I hold both RINF and VYM?
RINF and VYM have a monthly-return correlation of 0.43, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RINF and VYM?
RINF and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 559 unique securities.
Which pays a higher dividend, RINF or VYM?
RINF yields 3.69% while VYM yields 2.86%, so RINF currently pays the higher dividend yield.
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