IVV vs RISR

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVRISRWinner
Expense Ratio0.03%1.04%
AUM$865.2B$305M
Dividend Yield1.09%6.45%
Holdings508107
YTD Return+13.80%+5.80%
1Y Return+23.70%+5.62%
3Y Return (annualized)+21.49%+10.45%
5Y Return (annualized)+13.43%-
Volatility (annualized)15.1%10.2%
Max Drawdown-56.5%-14.3%
Fund FamilyiShares by BlackRock (US)FolioBeyond
CategoryEquityFixed Income
InceptionMay 15, 2000Sep 30, 2021

IVV vs RISR Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and FolioBeyond Alternative Income and Interest Rate Hedge ETF (RISR) is a ETF from FolioBeyond. Over the past year IVV returned +23.70% while RISR returned +5.62%. Year to date, IVV is up 13.80% versus a gain of 5.80% for RISR.

Over three years, IVV compounded at +21.49% per year against +10.45% for RISR. Across the full 5-year window we track, RISR has the edge at +14.53% annualized vs +7.05%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 10.2% for RISR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -14.3% for RISR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.60. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while RISR charges 1.04%. On a $10,000 position that is $3 vs $104 annually, a gap of $101 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 6.45% for RISR.

Holdings Overlap

0.0%overlap

IVV and RISR share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IVV or RISR?

IVV has an expense ratio of 0.03% while RISR charges 1.04%. IVV is the cheaper option. On a $10,000 investment, that is $101 per year of difference.

Which performed better, IVV or RISR?

Over the past year IVV returned +23.70% vs +5.62% for RISR, so IVV leads on 1-year performance. Over the longest common window we track (5 years), IVV annualized +7.05% vs +14.53% for RISR. Past performance does not guarantee future results.

Which is riskier, IVV or RISR?

IVV has been the more volatile fund at 15.1% annualized versus 10.2% for RISR. Worst drawdown: IVV -56.5% vs RISR -14.3%.

Should I hold both IVV and RISR?

IVV and RISR have a monthly-return correlation of -0.60, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and RISR?

IVV and RISR share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, IVV or RISR?

IVV yields 1.09% while RISR yields 6.45%, so RISR currently pays the higher dividend yield.

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