IVV vs RISR
iShares Core S&P 500 ETF vs FolioBeyond Alternative Income and Interest Rate Hedge ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IVV | RISR | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 1.04% | |
| AUM | $907.0B | $319M | |
| Dividend Yield | 1.10% | 6.38% | |
| Holdings | 508 | 143 | |
| YTD Return | +13.51% | +6.03% | |
| 1Y Return | +20.65% | +5.65% | |
| 3Y Return (annualized) | +21.94% | +9.86% | |
| 5Y Return (annualized) | +12.95% | +14.41% | |
| Volatility (annualized) | 15.1% | 10.2% | |
| Max Drawdown | -56.5% | -14.3% | |
| Fund Family | iShares by BlackRock (US) | FolioBeyond | |
| Category | Equity | Fixed Income | |
| Inception | May 15, 2000 | Sep 30, 2021 |
IVV vs RISR Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and FolioBeyond Alternative Income and Interest Rate Hedge ETF (RISR) is a ETF from FolioBeyond. Over the past year IVV returned +20.65% while RISR returned +5.65%. Year to date, IVV is up 13.51% versus a gain of 6.03% for RISR.
Over three years, IVV compounded at +21.94% per year against +9.86% for RISR; over five years the annualized figures are +12.95% and +14.41% respectively. Across the full 5-year window we track, RISR has the edge at +14.41% annualized vs +7.02%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 10.2% for RISR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -14.3% for RISR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.59. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while RISR charges 1.04%. On a $10,000 position that is $3 vs $104 annually, a gap of $101 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 6.38% for RISR.
Holdings Overlap
IVV and RISR share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or RISR?
IVV has an expense ratio of 0.03% while RISR charges 1.04%. IVV is the cheaper option. On a $10,000 investment, that is $101 per year of difference.
Which performed better, IVV or RISR?
Over the past year IVV returned +20.65% vs +5.65% for RISR, so IVV leads on 1-year performance. Over the longest common window we track (5 years), IVV annualized +7.02% vs +14.41% for RISR. Past performance does not guarantee future results.
Which is riskier, IVV or RISR?
IVV has been the more volatile fund at 15.1% annualized versus 10.2% for RISR. Worst drawdown: IVV -56.5% vs RISR -14.3%.
Should I hold both IVV and RISR?
IVV and RISR have a monthly-return correlation of -0.59, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and RISR?
IVV and RISR share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.
Which pays a higher dividend, IVV or RISR?
IVV yields 1.10% while RISR yields 6.38%, so RISR currently pays the higher dividend yield.
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