RISR vs VYM
FolioBeyond Alternative Income and Interest Rate Hedge ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 613 holdings.
Side-by-Side Comparison
| Metric | RISR | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 1.04% | 0.04% | |
| AUM | $327M | $81.6B | |
| Dividend Yield | 6.38% | 2.24% | |
| Holdings | 143 | 613 | |
| YTD Return | +6.38% | +15.29% | |
| 1Y Return | +5.37% | +22.23% | |
| 3Y Return (annualized) | +10.14% | +18.81% | |
| 5Y Return (annualized) | +14.42% | +12.14% | |
| Volatility (annualized) | 10.1% | 14.5% | |
| Max Drawdown | -14.3% | -58.8% | |
| Fund Family | FolioBeyond | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 30, 2021 | Nov 10, 2006 |
RISR vs VYM Performance
FolioBeyond Alternative Income and Interest Rate Hedge ETF (RISR) is a ETF from FolioBeyond and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year RISR returned +5.37% while VYM returned +22.23%. Year to date, RISR is up 6.38% versus a gain of 15.29% for VYM.
Over three years, RISR compounded at +10.14% per year against +18.81% for VYM; over five years the annualized figures are +14.42% and +12.14% respectively. Across the full 5-year window we track, RISR has the edge at +14.42% annualized vs +7.02%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.5% compared with 10.1% for RISR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.3% for RISR and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.49. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
RISR charges 1.04% per year while VYM charges 0.04%. On a $10,000 position that is $104 vs $4 annually, a gap of $100 per year that compounds over a long holding period. On income, RISR currently yields 6.38% against 2.24% for VYM.
Holdings Overlap
RISR and VYM share 0 holdings out of 604 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RISR or VYM?
RISR has an expense ratio of 1.04% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $100 per year of difference.
Which performed better, RISR or VYM?
Over the past year RISR returned +5.37% vs +22.23% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (5 years), RISR annualized +14.42% vs +7.02% for VYM. Past performance does not guarantee future results.
Which is riskier, RISR or VYM?
VYM has been the more volatile fund at 14.5% annualized versus 10.1% for RISR. Worst drawdown: RISR -14.3% vs VYM -58.8%.
Should I hold both RISR and VYM?
RISR and VYM have a monthly-return correlation of -0.49, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RISR and VYM?
RISR and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 604 unique securities.
Which pays a higher dividend, RISR or VYM?
RISR yields 6.38% while VYM yields 2.24%, so RISR currently pays the higher dividend yield.
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