RISR vs VYM
FolioBeyond Alternative Income and Interest Rate Hedge ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | RISR | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 1.04% | 0.04% | |
| AUM | $305M | $79.0B | |
| Dividend Yield | 6.45% | 2.86% | |
| Holdings | 107 | 568 | |
| YTD Return | +5.92% | +16.53% | |
| 1Y Return | +6.01% | +25.03% | |
| 3Y Return (annualized) | +9.99% | +18.54% | |
| 5Y Return (annualized) | - | +12.25% | |
| Volatility (annualized) | 10.2% | 14.6% | |
| Max Drawdown | -14.3% | -58.8% | |
| Fund Family | FolioBeyond | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 30, 2021 | Nov 10, 2006 |
RISR vs VYM Performance
FolioBeyond Alternative Income and Interest Rate Hedge ETF (RISR) is a ETF from FolioBeyond and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year RISR returned +6.01% while VYM returned +25.03%. Year to date, RISR is up 5.92% versus a gain of 16.53% for VYM.
Over three years, RISR compounded at +9.99% per year against +18.54% for VYM. Across the full 5-year window we track, RISR has the edge at +14.51% annualized vs +7.10%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 10.2% for RISR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.3% for RISR and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.49. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
RISR charges 1.04% per year while VYM charges 0.04%. On a $10,000 position that is $104 vs $4 annually, a gap of $100 per year that compounds over a long holding period. On income, RISR currently yields 6.45% against 2.86% for VYM.
Holdings Overlap
RISR and VYM share 0 holdings out of 559 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RISR or VYM?
RISR has an expense ratio of 1.04% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $100 per year of difference.
Which performed better, RISR or VYM?
Over the past year RISR returned +6.01% vs +25.03% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (5 years), RISR annualized +14.51% vs +7.10% for VYM. Past performance does not guarantee future results.
Which is riskier, RISR or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 10.2% for RISR. Worst drawdown: RISR -14.3% vs VYM -58.8%.
Should I hold both RISR and VYM?
RISR and VYM have a monthly-return correlation of -0.49, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RISR and VYM?
RISR and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 559 unique securities.
Which pays a higher dividend, RISR or VYM?
RISR yields 6.45% while VYM yields 2.86%, so RISR currently pays the higher dividend yield.
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