RISR vs VXUS

Quick Verdict

VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.

Lower Fees: VXUSHigher Returns: VXUSMore Diversified: VXUS

Side-by-Side Comparison

MetricRISRVXUSWinner
Expense Ratio1.04%0.05%
AUM$305M$156.5B
Dividend Yield6.45%2.60%
Holdings1078,747
YTD Return+5.94%+14.19%
1Y Return+5.73%+27.38%
3Y Return (annualized)+10.01%+19.53%
5Y Return (annualized)-+9.03%
Volatility (annualized)10.2%15.1%
Max Drawdown-14.3%-39.9%
Fund FamilyFolioBeyondVanguard (US)
CategoryFixed IncomeEquity
InceptionSep 30, 2021Jan 26, 2011

RISR vs VXUS Performance

FolioBeyond Alternative Income and Interest Rate Hedge ETF (RISR) is a ETF from FolioBeyond and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year RISR returned +5.73% while VXUS returned +27.38%. Year to date, RISR is up 5.94% versus a gain of 14.19% for VXUS.

Over three years, RISR compounded at +10.01% per year against +19.53% for VXUS. Across the full 5-year window we track, RISR has the edge at +14.53% annualized vs +4.83%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 10.2% for RISR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.3% for RISR and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.64. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

RISR charges 1.04% per year while VXUS charges 0.05%. On a $10,000 position that is $104 vs $5 annually, a gap of $99 per year that compounds over a long holding period. On income, RISR currently yields 6.45% against 2.60% for VXUS.

Holdings Overlap

0.0%overlap

RISR and VXUS share 0 holdings out of 7862 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, RISR or VXUS?

RISR has an expense ratio of 1.04% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $99 per year of difference.

Which performed better, RISR or VXUS?

Over the past year RISR returned +5.73% vs +27.38% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (5 years), RISR annualized +14.53% vs +4.83% for VXUS. Past performance does not guarantee future results.

Which is riskier, RISR or VXUS?

VXUS has been the more volatile fund at 15.1% annualized versus 10.2% for RISR. Worst drawdown: RISR -14.3% vs VXUS -39.9%.

Should I hold both RISR and VXUS?

RISR and VXUS have a monthly-return correlation of -0.64, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between RISR and VXUS?

RISR and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7862 unique securities.

Which pays a higher dividend, RISR or VXUS?

RISR yields 6.45% while VXUS yields 2.60%, so RISR currently pays the higher dividend yield.

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