IVV vs ROIS

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVROISWinner
Expense Ratio0.03%0.49%
AUM$865.2B$5M
Dividend Yield1.09%5.31%
Holdings508293
YTD Return+13.72%+4.09%
1Y Return+21.64%+0.12%
3Y Return (annualized)+21.55%-
5Y Return (annualized)+13.27%-
Volatility (annualized)15.1%13.6%
Max Drawdown-56.5%-13.0%
Fund FamilyiShares by BlackRock (US)Hartford Funds
CategoryEquityEquity
InceptionMay 15, 2000Mar 18, 2024

IVV vs ROIS Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Hartford Multifactor International Small Company ETF (ROIS) is a ETF from Hartford Funds. Over the past year IVV returned +21.64% while ROIS returned +0.12%. Year to date, IVV is up 13.72% versus a gain of 4.09% for ROIS.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 13.6% for ROIS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -13.0% for ROIS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.01. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while ROIS charges 0.49%. On a $10,000 position that is $3 vs $49 annually, a gap of $46 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 5.31% for ROIS.

Frequently Asked Questions

Which is cheaper, IVV or ROIS?

IVV has an expense ratio of 0.03% while ROIS charges 0.49%. IVV is the cheaper option. On a $10,000 investment, that is $46 per year of difference.

Which performed better, IVV or ROIS?

Over the past year IVV returned +21.64% vs +0.12% for ROIS, so IVV leads on 1-year performance. Over the longest common window we track (1 years), IVV annualized +7.04% vs +1.18% for ROIS. Past performance does not guarantee future results.

Which is riskier, IVV or ROIS?

IVV has been the more volatile fund at 15.1% annualized versus 13.6% for ROIS. Worst drawdown: IVV -56.5% vs ROIS -13.0%.

Should I hold both IVV and ROIS?

IVV and ROIS have a monthly-return correlation of 0.01, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, IVV or ROIS?

IVV yields 1.09% while ROIS yields 5.31%, so ROIS currently pays the higher dividend yield.

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