IVV vs ROIS

IVV vs ROIS

Which is better, IVV or ROIS?

Large Cap Blend against Small Cap Blend.

IVV has a lower expense ratio. IVV led over 1Y and the full window.

Lower Fees: IVVHigher Returns: IVV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIVVROIS
Expense Ratio0.03%Best0.49%
AUM$876.4B$5M
Dividend Yield1.06%5.31%
Holdings508293
Volatility (annualized)12.2%Best13.6%
Max Drawdown-18.8%-13.0%Best
$10,000 over 1.3 years$11,890Best$10,154
Fund FamilyiShares by BlackRock (US)Hartford Funds
CategoryEquityEquity
StyleLarge Cap BlendSmall Cap Blend
InceptionMay 15, 2000Mar 18, 2024

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 456 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. IVV has data through Sep 22, 2026 and ROIS through Jun 23, 2025.

Volatility and max drawdown, and the $10,000 over 1.3 years row, are measured over the window both funds cover: Mar 19, 2024 to Jun 23, 2025 (1.3 years).

Risk: Volatility and Drawdowns

ROIS has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.2% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.8% for IVV and -13.0% for ROIS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.01. They move largely independently of each other.

Fees and Cost Over Time

IVV charges 0.03% per year while ROIS charges 0.49%. On a $10,000 position that is $3 vs $49 annually, a gap of $46 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 5.31% for ROIS.

You are not choosing between two funds in isolation.

Whichever of IVV and ROIS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IVVROIS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IVV or ROIS?

IVV has an expense ratio of 0.03% while ROIS charges 0.49%. IVV is the cheaper option, by $46 a year on a $10,000 investment.

Which is riskier, IVV or ROIS?

ROIS has been the more volatile fund at 13.6% annualized versus 12.2% for IVV. Worst drawdown: IVV -18.8% vs ROIS -13.0%.

Should I hold both IVV and ROIS?

IVV and ROIS have a monthly-return correlation of 0.01, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, IVV or ROIS?

IVV yields 1.06% while ROIS yields 5.31%, so ROIS currently pays the higher dividend yield.

Is ROIS better than IVV?

IVV has a lower expense ratio. IVV led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.