ROIS vs SCHD
Hartford Multifactor International Small Company ETF vs Schwab US Dividend Equity ETF
Which is better, ROIS or SCHD?
Small Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ROIS | SCHD |
|---|---|---|
| Expense Ratio | 0.49% | 0.06%Best |
| AUM | $5M | $112.1B |
| Dividend Yield | 5.31% | 3.00% |
| Holdings | 293 | 103 |
| Volatility (annualized) | 13.6% | 13.4%Best |
| Max Drawdown | -13.0%Best | -16.1% |
| $10,000 over 1.3 years | $10,154 | $10,621Best |
| Fund Family | Hartford Funds | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Small Cap Blend | Large Cap Value |
| Inception | Mar 18, 2024 | Oct 20, 2011 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 457 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. ROIS has data through Jun 23, 2025 and SCHD through Sep 23, 2026.
Volatility and max drawdown, and the $10,000 over 1.3 years row, are measured over the window both funds cover: Mar 19, 2024 to Jun 23, 2025 (1.3 years).
Risk: Volatility and Drawdowns
ROIS has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 13.4% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.0% for ROIS and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.09. They move largely independently of each other.
Fees and Cost Over Time
ROIS charges 0.49% per year while SCHD charges 0.06%. On a $10,000 position that is $49 vs $6 annually, a gap of $43 per year that compounds over a long holding period. On income, ROIS currently yields 5.31% against 3.00% for SCHD.
You are not choosing between two funds in isolation.
Whichever of ROIS and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ROIS or SCHD?
ROIS has an expense ratio of 0.49% while SCHD charges 0.06%. SCHD is the cheaper option, by $43 a year on a $10,000 investment.
Which is riskier, ROIS or SCHD?
ROIS has been the more volatile fund at 13.6% annualized versus 13.4% for SCHD. Worst drawdown: ROIS -13.0% vs SCHD -16.1%.
Should I hold both ROIS and SCHD?
ROIS and SCHD have a monthly-return correlation of 0.09, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, ROIS or SCHD?
ROIS yields 5.31% while SCHD yields 3.00%, so ROIS currently pays the higher dividend yield.
Is SCHD better than ROIS?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.