IVV vs RQI
iShares Core S&P 500 ETF vs Cohen & Steers Quality Income Realty Fund Inc
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IVV | RQI | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 3.45% | |
| AUM | $907.0B | $1,620.47 | |
| Dividend Yield | 1.10% | 8.50% | |
| Holdings | 508 | 208 | |
| YTD Return | +12.28% | +13.97% | |
| 1Y Return | +20.94% | +9.38% | |
| 3Y Return (annualized) | +21.81% | +12.81% | |
| 5Y Return (annualized) | +13.05% | +3.52% | |
| Volatility (annualized) | 15.1% | 33.2% | |
| Max Drawdown | -56.5% | -94.1% | |
| Fund Family | iShares by BlackRock (US) | Cohen & Steers Funds | |
| Category | Equity | Equity | |
| Inception | May 15, 2000 | Feb 28, 2002 |
IVV vs RQI Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Cohen & Steers Quality Income Realty Fund Inc (RQI) is a ETF from Cohen & Steers Funds. Over the past year IVV returned +20.94% while RQI returned +9.38%. Year to date, IVV is up 12.28% versus a gain of 13.97% for RQI.
Over three years, IVV compounded at +21.81% per year against +12.81% for RQI; over five years the annualized figures are +13.05% and +3.52% respectively. Across the full 25-year window we track, IVV has the edge at +6.98% annualized vs +1.06%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RQI has been the more volatile fund, with annualized monthly volatility of 33.2% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -94.1% for RQI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.63. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while RQI charges 3.45%. On a $10,000 position that is $3 vs $345 annually, a gap of $342 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 8.50% for RQI.
Holdings Overlap
IVV and RQI share 22 holdings out of 653 unique holdings combined, representing a 2.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or RQI?
IVV has an expense ratio of 0.03% while RQI charges 3.45%. IVV is the cheaper option. On a $10,000 investment, that is $342 per year of difference.
Which performed better, IVV or RQI?
Over the past year IVV returned +20.94% vs +9.38% for RQI, so IVV leads on 1-year performance. Over the longest common window we track (25 years), IVV annualized +6.98% vs +1.06% for RQI. Past performance does not guarantee future results.
Which is riskier, IVV or RQI?
RQI has been the more volatile fund at 33.2% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs RQI -94.1%.
Should I hold both IVV and RQI?
IVV and RQI have a monthly-return correlation of 0.63, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and RQI?
IVV and RQI share 22 common holdings with a 2.0% weight overlap. Combined, they hold 653 unique securities.
Which pays a higher dividend, IVV or RQI?
IVV yields 1.10% while RQI yields 8.50%, so RQI currently pays the higher dividend yield.
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