IVV vs SPLB

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. SPLB offers more diversification with 713 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: SPLB

Side-by-Side Comparison

MetricIVVSPLBWinner
Expense Ratio0.03%0.04%
AUM$865.2B$1.2B
Dividend Yield1.09%5.35%
Holdings5082,947
YTD Return+13.80%-1.95%
1Y Return+23.70%+0.01%
3Y Return (annualized)+21.49%+3.61%
5Y Return (annualized)+13.43%-3.18%
Volatility (annualized)15.1%10.8%
Max Drawdown-56.5%-35.2%
Fund FamilyiShares by BlackRock (US)State Street Investment Management
CategoryEquityFixed Income
InceptionMay 15, 2000Mar 10, 2009

IVV vs SPLB Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and State Street SPDR Portfolio Long Term Corporate Bond ETF (SPLB) is a ETF from State Street Investment Management. Over the past year IVV returned +23.70% while SPLB returned +0.01%. Year to date, IVV is up 13.80% versus a loss of 1.95% for SPLB.

Over three years, IVV compounded at +21.49% per year against +3.61% for SPLB; over five years the annualized figures are +13.43% and -3.18% respectively. Across the full 17-year window we track, IVV has the edge at +7.05% annualized vs +1.68%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 10.8% for SPLB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -35.2% for SPLB. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.44. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while SPLB charges 0.04%. On a $10,000 position that is $3 vs $4 annually, a gap of $1 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 5.35% for SPLB.

Holdings Overlap

0.0%overlap

IVV and SPLB share 2 holdings out of 1216 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IVVWeight in SPLBDifference
DUK0.15%0.02%0.13%
ADM0.06%0.02%0.04%

Frequently Asked Questions

Which is cheaper, IVV or SPLB?

IVV has an expense ratio of 0.03% while SPLB charges 0.04%. IVV is the cheaper option. On a $10,000 investment, that is $1 per year of difference.

Which performed better, IVV or SPLB?

Over the past year IVV returned +23.70% vs +0.01% for SPLB, so IVV leads on 1-year performance. Over the longest common window we track (17 years), IVV annualized +7.05% vs +1.68% for SPLB. Past performance does not guarantee future results.

Which is riskier, IVV or SPLB?

IVV has been the more volatile fund at 15.1% annualized versus 10.8% for SPLB. Worst drawdown: IVV -56.5% vs SPLB -35.2%.

Should I hold both IVV and SPLB?

IVV and SPLB have a monthly-return correlation of 0.44, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and SPLB?

IVV and SPLB share 2 common holdings with a 0.0% weight overlap. Combined, they hold 1216 unique securities.

Which pays a higher dividend, IVV or SPLB?

IVV yields 1.09% while SPLB yields 5.35%, so SPLB currently pays the higher dividend yield.

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