IVV vs SUSC

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. SUSC offers more diversification with 1637 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: SUSC

Side-by-Side Comparison

MetricIVVSUSCWinner
Expense Ratio0.03%0.18%
AUM$865.2B$1.3B
Dividend Yield1.09%4.48%
Holdings5083,990
YTD Return+13.43%-0.92%
1Y Return+22.61%+1.55%
3Y Return (annualized)+21.47%+5.24%
5Y Return (annualized)+13.26%-0.14%
Volatility (annualized)15.1%7.1%
Max Drawdown-56.5%-22.6%
Fund FamilyiShares by BlackRock (US)iShares by BlackRock (US)
CategoryEquityFixed Income
InceptionMay 15, 2000Jul 11, 2017

IVV vs SUSC Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and iShares ESG Aware USD Corporate Bond ETF (SUSC) is a ETF from iShares by BlackRock (US). Over the past year IVV returned +22.61% while SUSC returned +1.55%. Year to date, IVV is up 13.43% versus a loss of 0.92% for SUSC.

Over three years, IVV compounded at +21.47% per year against +5.24% for SUSC; over five years the annualized figures are +13.26% and -0.14% respectively. Across the full 9-year window we track, IVV has the edge at +7.03% annualized vs +1.01%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 7.1% for SUSC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -22.6% for SUSC. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.62. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while SUSC charges 0.18%. On a $10,000 position that is $3 vs $18 annually, a gap of $15 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 4.48% for SUSC.

Holdings Overlap

0.1%overlap

IVV and SUSC share 2 holdings out of 2140 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IVVWeight in SUSCDifference
GE0.55%0.06%0.49%
HUBB0.04%0.00%0.04%

Frequently Asked Questions

Which is cheaper, IVV or SUSC?

IVV has an expense ratio of 0.03% while SUSC charges 0.18%. IVV is the cheaper option. On a $10,000 investment, that is $15 per year of difference.

Which performed better, IVV or SUSC?

Over the past year IVV returned +22.61% vs +1.55% for SUSC, so IVV leads on 1-year performance. Over the longest common window we track (9 years), IVV annualized +7.03% vs +1.01% for SUSC. Past performance does not guarantee future results.

Which is riskier, IVV or SUSC?

IVV has been the more volatile fund at 15.1% annualized versus 7.1% for SUSC. Worst drawdown: IVV -56.5% vs SUSC -22.6%.

Should I hold both IVV and SUSC?

IVV and SUSC have a monthly-return correlation of 0.62, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and SUSC?

IVV and SUSC share 2 common holdings with a 0.1% weight overlap. Combined, they hold 2140 unique securities.

Which pays a higher dividend, IVV or SUSC?

IVV yields 1.09% while SUSC yields 4.48%, so SUSC currently pays the higher dividend yield.

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